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*Some people never invested in Equity for last 38 years because..*

1982 - Worst recession in 40 years, debt crisis.
1983 - Market hits record - "Market too high".
1984 - Record U.S. Federal deficits.
1985 - Economic growth slows.
1986 - Dow nears 2000 - "Market too high"
2. 1987 - The Crash -Black Monday.
1988 - Fear of Recession.
1989 - Junk Bond collapse.
1990 - Gulf War, worst market decline in 16 years.
1991 - Recession - "Market too high"
1992 - Elections, market flat.
1993 - Businesses continue restructuring.
1994 - Interest rates are up
3. 1995 - The market is too high.
1996 - Fear of Inflation.
1997 - Irrational Exuberance.
1998 - Asia Crisis.
1999 - Y2K.
2000 - Technology Correction.
2001 - Recession, World Trade Center Attack.
2002 - Corporate Accounting Scandals.
2003 - War in Iraq.
4. 2004 - U.S. has massive trade & budget deficits.
2005 - Record oil & gas prices.
2006 - Housing bubble bursts.
2007 - Sub-prime mortgage crisis.
2008 - Banking & Credit crisis.
2009 - Recession - "Credit Crunch"
2010 - Sovereign debt crisis.
2011 - Eurozone crisis.
5. 2012 - U.S. fiscal cliff.
2013 - Federal Reserve to "taper"
stimulus.
2014 - Oil prices plunge.
2015 - Chinese stock market sell-off.
2016 -Brexit, U.S. presidential election.
2017 - lStocks at record highs, Bitcoin mania.
2018 -Trade Wars, rising interest rates.
2019 -GDP 5%
6. Some will always find why not to invest but no one can stop the Market in long run.
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