Same as with most western civilized countries where it works as well.
Just because you in the US cannot imagine it, doesn’t mean it’s not possible.
1/
That is why costs are irrelevant and paid for 100%, mostly by insurers or taxes.
2/
But why - in those countries - life & health don’t.
And I pray for the day that the United States catch us up with the rest of the civilized world on this.
3/3