However, I know SEVEN LEGITIMATE MONEY MAKING ONLINE BUSINESSES you can do without spending a dime. Knowledge is power.
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But now, a new generation of dot.coms have arisen that PAY YOU for what you know and who you know without you having to be a Web designer or a marketing guru.
If you know a lot of job-seekers (and who doesn't these days?) Nigeria's unemployment rate hits about 16M -NBS
The rates are probably low for established writers, but if you're trying to break into the field and have time on your hands, they're a great way to start.
At least, it is better than being a fraudster like Yahoo yahoo boys!
I know a few people here on Twitter like @ebuka_akara, @lindaikeji, @Omojuwa and a few others who are doing pretty well and you can learn from them.
Blogger can even automate setting up Google AdSense so that you can make money off your blog by displaying ads and getting paid when people click on the ads.
Payments are based on a combination of ad revenue & affiliate fees. You'll get higher rates doing it on your own, but these sites have a built-in supply of traffic & tools to make content creation easier.
If you already have a website or a blog, then look for vendors that offer related but non-competing products.
To promote those products, do the followings:
-place simple text or graphical ads in appropriate places on your site.
-include links to purchase products you review or recommend in a blog.
They all work - it just depends on how much TIME you have to spend on it and your level of EXPERTISE with Web design and marketing.
People generally search for images on stock photography sites by KEYWORDS, not by photographer. So, you've the same chance as anyone else of having your images.
Some sites to get you started are Fotolia, ShutterStock, Dreamstime & iStockphoto. The great thing about this is that it's truly "set it and forget it."
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I wish you all the best.