Thread by @tomiwa1a

😬 Apparently OSAP is trending because student loans are getting cut

🤷🏿‍♂️If you're like me and have no idea how you're going to pay for school this thread is for you.

🤑Mega Thread on Everything you Need to Know to Secure the Bag and Pay for School

♻️RT to save a student's life

1) Scholarships! First thing you should look into. It's literally free money

Lots of really good sites where you can find scholarships like @atilatech: atila.ca

dw I'm not just going to plug my website 😂

ScholarTree, Yconic, ScholarshipsCanada are also good

2) When you find a scholarship you want to apply to.

Create a calendar event for the due date and set a reminder 7 days and 24 hours before

I find that setting an event makes me less likely to procrastinate, especially when the reminder is 24 hours before it's due!

3) A lot of scholarships will ask you similar questions that allow you to reuse answers.

Put all your scholarship answers in a Google drive folder

That way you can easily search similar questions that have been asked before and use that as a guide.

4) Once in a while go to your school's financial services building or guidance office.

Some ppl will send the school a scholarship poster which may not make it on to the website.

Those can be the best ones to apply for because less people will know about them.

5) Try and see if you can see submissions of past winners

@atilatech has a page where students can share their essays: atila.ca/essay

RBC also shares past winning essays for their scholarships: rbc.com/essay/

6) Interest Free loans: These aren't AS good as scholarships because you have to pay them back

BUT you can get loans where you don't pay any interest for the first N years!

e.g. FCCP Student loan: atila.ca/scholarship/fc…

More interest-free loans: atila.ca/scholarship?q=…

7) Student Line of Credit:
If you are in high earning program (MBA, med school, business schools etc.)

The interest rates are very good, I have one with TD where my interest is prime.
At one point I was only paying 2.75% interest!

Keep reading if you think you won't qualify!

7b) They tend to be a bit more selective but if you can get your parents to cosign or show signs of earning potential you might be able to negotiate.

Here is TD's: td.com/ca/en/personal…

8) Get a job: Ok, This one seems very obvious but hear me out

You know how everyone says they want experience before they hire you, but you can't get experience because no one will hire you?

There are programs that give jobs specifically for students like us with no experience

8b)
e.g. Ontario government will literally fund your summer business ! ontario.ca/page/start-sum…

talentegg.ca

angel.co/jobs

9) Brand/Campus ambassador.

A lot of companies are very interested in connecting with young people and getting them to try their products and services

Many will actually pay students to promote their products to other students.

9B) It's not just companies like Tinder, Bumble and Red Bull either.

Companies like Google and Deloitte do this as well

Best part is you don't need 15K Instagram followers to qualify

Google search: "X campus ambassador",

where X is any product or company you're interested in

10) Student Deals: Sometimes when I'm feeling extra broke/bold I will randomly just ask a store if they have any student deals.

50% of the time they actually say yes or they will just pity you and give you a deal anyway 😂

10b) I know J crew gives good student discounts

Stores like Metro have student days where they give you 10% off groceries if you show your student card.

If you have an SPC card you can get even more deals