Thread by @JacobShiach

Programmable Money Things I’m excited about in 2020:

1. DAO’s move beyond charitable giving:

🌶️Venture @VENTURE_DAO
🧵Fashion House @SAINTFAMEdao
⚔️Law Firms @lex_DAO
🇨🇼CentralBank @Cura_DAO

I'm most excited about this because it should fuel a lot more experiments!

2. Fintechs leveraging Ethereum for operational efficiency, Apps not Dapps ->

🧾Invoice factoring @withcadence ($48M USD invested)
🏢Commercial REIT’s @BrickMarkAG ($130M CHF invested)
🏘️Residential @RealTPlatform

3. Minimum viable blockchain, with more projects leveraging off-chain messaging + local clients:

@numerai w/ Erasure (predictions)
@0xproject w/ 0xMesh (orders)
@3Box w/ everything else

Is this the year we all delete Telegram and migrate to @ethstatus ?

4. Everyone finally realizes that the driver of mass adoption is not UX, it's building things that are useful or fun. Users will figure it out if it means planting trees @rtrees🌲 #TeamTrees

And honestly @WalletConnect is 1000x better than typing your bank passwords in Plaid.😨

5. An increase in token models that pay real yields not just inflation or Buy&Burns e.g. @0xProject v3 & @LivepeerOrg => more token holders are now buyers.

Which means an increase in native demand for digital goods, growing the # of "nonFi" employed by #DeFi.

6. A lot more experiments in Initial 🦄 Offerings @UniswapExchange.

First we had 🧦Unisocks then 👕@saintfamedao then ☕@affogatoco and now 🧙‍♂️@pet3rpan_ . What do you think's next?

Bonus: AMM's like @CurveFinance experimenting in asset optimized curves => arb Vols. 📈

7. BTC becomes useful in DeFi with multiple cross-chain swaps on MainNet battling for adoption e.g. renBTC @renprotocol, wBTC @WrappedBTC & imBTC @imTokenOfficial .

The real flippening seems to be Total BTC locked in DeFi. Currently 1,088 / 18,172,250.

and 👀 @ChainStandards.

8. All sorts of new financial products coming online.

🥞Rate Swaps @maplefinance
🚀NFT-backed loans @RocketNFT
🤯Options @opyn_
🦉Conditional Tokens @gnosisPM

What'd I miss?

9. And of course programmable unsecured credit lines @Unionprotocol but that's a whole other thread. 😄

@rtrees @WalletConnect * the correct link @rTreesDapp