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With soaring deductibles, American families are being pushed to the breaking point.
In less than a generation, high deductibles have fueled an affordability crisis that is consuming middle-class households, as well as the poor and uninsured. lat.ms/2XZKIO5
In less than a generation, high deductibles have fueled an affordability crisis that is consuming middle-class households, as well as the poor and uninsured. lat.ms/2XZKIO5
The Times interviewed doctors, business leaders, researchers and dozens of Americans with high-deductible coverage—all sources that provide a comprehensive look at changes that have profoundly reshaped insurance. lat.ms/2vvT6Zx
Tomas Krusliak, a 27-year-old chef in western Virginia, took on two extra jobs, working some days from 5 a.m. to 11 p.m., to pay medical bills after his wife had a miscarriage as the couple tried to have their first baby.
They had a $5,000 deductible.
They had a $5,000 deductible.
For Krusliak, who is originally from Slovakia, having to pay more money for treatment even with insurance was a foreign concept.
Doctors, hospitals and clinics continue to make costs nearly impossible for patients to determine.
Two-thirds of surveyed workers in a Times poll said finding out the cost of a medical treatment or procedure was somewhat or very difficult. lat.ms/2XZKIO5
Two-thirds of surveyed workers in a Times poll said finding out the cost of a medical treatment or procedure was somewhat or very difficult. lat.ms/2XZKIO5
Read the first in a series on high-deductible health plans from @NoamLevey here: lat.ms/2XZKIO5
The @latimes and @KaiserFamFound teamed up to poll Americans on their experience with high-deductible health plans. Read more about the collaboration here: lat.ms/2V85jmq
The making of a crisis: How the high-deductible revolution went off track lat.ms/2XZKIO5
