Loyalty is useless semantics.

Why?

Because you only know someone's loyalty after the fact.

How do you "predict" loyalty?

Make people put skin in the game.

You will know.
If you tell me to put skin your game, I'll proly tell you to fuck off.

Why?

Because what's your value.

Idiots are immune to skin in the game forward filters.

This is how you know them.

They buy into anything and everything without value in return.
Heuristic:

The loyalty of an idiot will cause you more harm than the disloyalty of a non-idiot. Filter accordingly.
Smart people are the favored targets of the best con artists.

One reason is the hubris (stupidity) of intellect - that makes intellectuals easy to con.

The bigger reason is that idiots are more dangerous and unpredictable. They often don't have the imagination to buy the con.
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