Thread by @SolaAdesakin

Soundly Educated,
But Financially Illiterate.
Thread.

I struggled so much with my personal finance for years despite being a Chartered Accountant ( and even a Fellow) and I concluded I needed deliverance from some spiritual jinx.
Hit some bad times, did some courses, read a lot and a lot about me was revealed to me.

Summary:

1. Your background determines a lot about how you see and deal with money. Difficult to be a saver when your parents or guardians are spenders. You have been indirectly wired to spend money .
But that’s not an excuse to remain in that state...

2. Your personal temperament also has an input in how you manage your finances. Sanguines according to a research struggle the most amongst the 4 temperaments to save, balance their accounts or stick to a budget....

3. Sanguines can be very impulsive and very generous.
A Choleric wants to hit their financial target all the time against all odds.
A Melancholy is usually frugal, stocks to a budget and can be a perfectionist.
Phlegmatics are natural savers and can be hoarders.

4. Your association affects your money dealings. All fun loving friends will make you spend always; yet, you can't but not have a few of them. Balance is key.
Have fun, as much as you can accommodate within your budget.

5. Improve your level of financial Literacy.
Formal education isn't the same as financial Literacy; don't get it twisted. You have to allow yourself to be taught on money matters
Read books
Attend seminars
Subscribe to blogs
Follow the experts .

Your financial future is in your hands,
Don’t take it with levity.
Financial Freedom is real and achievable.
Seek to achieve FI:RE
Financial Freedom, Retire Early.
I am working at it, but some have achieved it .
Ask @tayooye