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Niteen S Dharmawat
@niteen_india
, 4 tweets, 1 min read Read on Twitter
India has an amazing capability to move out and adopt.

Online payment adoption post demo a classic case.

Google Pay now has 45 million users and the amount of actual money passing through the system is already above $80 billion annualised.

Amazing, read next?

1/n
Morgan Stanley in a recent report said 5-6% of India’s GDP is now moving through UPI.

All this adoption in just 18 months. Wow.

2/n
If someone thinks it's confined to metros, here is another shocker.

70% of Google Pay payment users are outside the top eight Metros.

3/n
The types of commerce that evolve are very unique and different when you move move from cash to digital payments. China is a classic example. It disrupts the existing players who are not moving with times.

Source: tradebriefs.com

4/4
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Niteen S Dharmawat
@niteen_india
1/n
 I asked my friend's son what he wanted to be when he grows up. He said he wanted to be Prime Minister some day.

Both of his parents, liberal leftists, were standing there, so I asked him, 'If you were Prime Minister, what would be the first thing you would do?'
2/n
 He replied, 'I'd give money for food and houses to all the poor.' His parents beamed with pride.

'Wow...what a worthy goal.' I told him. 'But you don't have to wait until you're Prime Minister to give money to the poor.
3/n
 Right now you can come over to my house and mow the lawn, pull weeds, and sweep my yard, and I'll pay you Rs.500. Then I'll take you over to the grocery store where that homeless guy hangs out, and you can give him the same 500 rupee note for food and other stuff.'
Read 5 tweets

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