Discover and read the best of Twitter Threads about #financialeducation

Most recents (13)

How I learnt Personal Finance by myself?

A Thread🧵
#threadbytradersushma
#personalfinance #financialeducation #weekendreads
I got introduced to Personal Finance by ET Wealth in 2012. It was a special magazine issued by Economic Times on Wednesdays dedicated specially to this topic. It created such an interest in me that I could not wait for the next edition. Image
After a long hiatus I bumped into this marvellous book called "Let’s Talk Money" by @monikahalan in 2019. This book is specially dedicated for Indian investors & a must read on money & finance. It contains some eye-opening facts about insurance products. Image
Read 12 tweets
Biggest Mutual Funds companies in terms of AUM💰

• SBI MF 6.27 Lakh Cr
• ICICI Pru MF 4.67 Lakh Cr
• HDFC MF 4.47 Lakh Cr
• Aditya Birla 2.98 Lakh Cr
• Nippon 2.80 Lakh Cr
• Axis 2.50 Lakh Cr

But what is AUM?⤵️

#invest
AUM is the total market value of the assets that a mutual fund manages.

➡️High AUM means the fund is more popular!

#StockMarket #SBI
But should you invest on the basis of AUM🤔

Let us know what you think with your doubts and we will post a detailed thread next week on this.⤵️

#investing #FinancialEducation
Read 3 tweets
Tim Ferris @tferriss interviewed Morgan Housel @morganhousel, the renowned author of Psychology of Money, one of the most insightful books on behavioral finance.

We listened to this 3-hour podcast and here are the insights that resonated with us.

A thread ....🧵
1/ On passing wealth to kids

If you are fortunate enough to save money, make sure to pass only enough to have a safety net without giving them fuel for entitlement. As Buffet said, “Leave enough money so they could do anything, but not so much that they could do nothing”
👇
2/ On gaming the market

Market cycles are unique. 2020 biological crisis was not the same as 2008 financial crisis. Even the most rational investors gave in to fear and panic. We respond to risk in different ways. Be greedy when others are fearful is easier said than done.
👇
Read 13 tweets
Financial Crimes - Enron Scandal

உலகத்தை உலுக்கிய சில Financial Crimes ஐ நம்ம பாத்துட்டு வர்றோம். அந்த வகையில் ஒரு காலத்தில் Wall Street ன் செல்லப் பிள்ளையாக இருந்த Enron Company எப்படி நாசமா போச்சுனு பார்க்கலாம்.

#Financial #financialeducation #tamilhollywoodrecommendations
Enron 1985 ல ஆரம்பிக்கப்பட்ட கம்பெனி ‌‌இந்த கம்பெனியோட முக்கிய வியாபாரம் Energy business. .

நல்லா innovation எல்லாம் பண்ணி 90 s ல செம் லாபம் பார்த்த நல்ல வளர்ச்சி அடைந்து உள்ளனர்.

இதெல்லாம் பார்த்து பாராட்டி பல அவார்டுகள் கொடுத்து இருக்கிறார்கள்.
America’s Most Innovative Company” by Fortune for six consecutive years: 1996–2001.

1992 ல அவங்களோட Accounting method'a (MTM) மாற்றிக்கொள்ள ரெகுலேட்டர்ஸ் அனுமதி கொடுத்து இருக்கிறார்கள். இந்த முறையில் நல்லதும் இருக்கு கெட்டதும் இருக்கு.
Read 10 tweets
FINANCIAL FREEDOM - AN ENIGMA OR REALITY?

A Thread🧵
#threadbytradersushma
#financialeducation
1/
2/
What is Financial Freedom?

FF is a stage in your financial journey of life where your Passive Income exceeds your living expenses. In other words, you don’t need to pursue active job to afford your expenses.
3/
“Financial Freedom is the ability to quit your job so that u never have to work again”.
-Van K Tharp
Read 15 tweets
Educational thread: Investment mistakes you can make in your 20s:
1. Not a having a plan: 20s is the perfect time to start thinking about finances. There are less responsibilities, expenditure and the scope of savings is huge. Now is the time to think long-term.
2. Not knowing what to do with your earnings: In this knowledge-driven world, there is no shortage of data needed for research kn investments. Find out the investment options, the risks associated and make an investment plan.
Read 9 tweets
Educational thread: 6 Bad Financial Habits you should Avoid at all costs! Read and share:
1. Biting off more than you chew: While loans, credit cards ease your financial burden at the moment, piling them up is never a great idea. If this is your case, investing will be a distant dream.
2. Bad credit score: Most Indians are unaware of how credit scores are calculated. Even simple things like not paying bills, late payments can reflect adversely on your credit score. This can backfire in your future, if you apply for loans.
Read 9 tweets
Quick thread on understanding buybacks.

1) Why is it done:
If a company is cash rich and has no foreseeable deployment opportunity in its own business it can go for big dividends or use that money to buy back its own shares (1/8)
#InfosysBuyback
#InfosysQ4
2) How does buyback help:
When a company purchases its own shares, its outstanding free float in the market reduces. So just assume if a company had 100 shares in the market and it takes back 10 from the market, the available base is now only 90 shares. (2/8)
#investing
#BuyBack
3) How does reduced equity base help:
Suddenly all the key ratios of the company will start looking better. EPS (Earnings/Outstanding shares) will rise as the denominator will decrease. PE (Price/EPS) ratio will look more attractive as the EPS no increases
#EPS #earnings #Q4FY21
Read 8 tweets
I was looking specifically for the #FinTech cos that presented at @ycombinator Demo Day event for its Summer 2020 class. Didn’t find anything summarized well in one place so sharing what I got for day 1 with founder handles, etc. if you need to reach out to them
...a <THREAD>
Some v interesting startups in FinTech - many neobank propositions, API/data cos and B2B saas cos. Very global and some v experienced product teams.

Y Combinator is the most successful startup accelerator in the world for many reasons. Let’s see the co profiles one by one ...
1) S20 YC FinTech: BukuWarung 🇮🇩@BukuWarung is a micro-accounting app for merchants in Indonesia. (I know them thru one of their angels). It enables mom &pop stores to bring payments/credit to their biz. current 350k monthly active merchants. Founders @chinmaychauhan @abh1nay
Read 33 tweets
I listen to ~90 #Podcasts on a (semi) regular basis. Let me give you a rundown of ALL of them and why you should listen to some amazing #FOAMed, especially for all the new #EmergencyMedicine interns. #FOAMed #MedEd #medtwitter
First of all, you need a good podcast app. I absolutely love Downcast. Great app, gives you more control over playback, downloading, and allows you to categorize your podcasts into playlists (picture 2). This is where you get to customize your #FOAMed experience! #medtwitter
In no particular order,

- Anesthesia and Critical Care Reviews and Commentary (ACCRAC). Great insight into Crit Care from an anesthesia perspective. Coming from EM, this is great to listen to- much different from my day-to-day! #FOAMed #FOAMcc #CriticalCare
Read 88 tweets
Don't get mislead by the negative and false propaganda uttered by politicians and the media around Social Security. The program has a cumulative surplus of $2.9T and is fully funded until 2035 and 93% funded for the next 25 years. Yes, there is a funding issue but a passage of
The Social Security 2100 Act will put Social Security back into balance over the next 75 years. The cost? Raising payroll taxes by one-tenth of 1% per year and adding new payroll taxes to wages over $400K plus. As @peter_arno stated, "Social Security is the most successful
anti-poverty policy in the history of the United States. And this is not true just for seniors, but across the entire life cycle and the entire population. It reduces more poverty for children than any other policy, more poverty for working adults and more poverty for seniors.
Read 4 tweets
Comparto columna publicada en @perfilcom sobre el Financiamiento Educativo en Argentina
Evolución, Esquema y Perspectiva
#evidenciaempirica #financiamientoeducativo

‼️👉🏻 perfil.com/noticias/colum…
Agrego la data de la evolución de la Inversión entre 1980-2015 resumida:
‼️👇🏻‼️
80-89’: 2,5%-3,0% =+ 0,5 pp
90-00’: 2,8%-4,0% = +1,2pp
03-15: 3,4%-6,2% = +2,5pp
16-17: 6,2%-5,5% =-0,7pp
#financialeducation #financiamientoeducativo #evidenciaempirica Image
Gracias @ArgxEdu por poner la Educación en la Agenda Pública!
Por más y mejor #financiamientoeducativo
Read 3 tweets

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