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, 7 tweets, 2 min read
A thread of my threads:

I will link all new ones here to make it easier to follow:
How to get a Mortgage:


1/
Mortgage Fees:

2/
Using NHT to get a Mortgage:

3/
Pensions and NIS:

4/
Auto Loans:

5/
Auto Insurance in Jamaica:

6/
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More from @MsGillyJ see all

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Gilly J 🇯🇲
@MsGillyJ
The NIS Benefit for persons who have retired is currently $3,400 a week or $13,600 per month. Most persons who are currently contributing to NIS would not be able to sustain their current lifestyle with that benefit because it is lower than minimum wage.

A Thread on Pension 1/
The National Insurance Scheme (NIS) is another deduction that will come out of your salary to assist with giving you an income when you can no longer work.

The current NIS deduction rate is 2.5% for employee & 2.5% for employer up to a maximum of $1.5 Million

2/
So if you take a check of your current income, how would it compare to $13,400 a month? That clearly will not be enough for you to live on when you retire, and many Jamaicans fail to plan for this important part of their life. Many employers therefore offer pension plans..

3/
Read 17 tweets
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Gilly J 🇯🇲
@MsGillyJ
1.. Did you know that if you borrow $10M the difference between 7% and 8 % interest for a 30 year loan will translate to an additional $2.4 million paid in interest? Your mortgage interest rate matters.

Check out the mortgage calculator I created here: bit.ly/2YD518c
2.. Five years ago I simultaneously bought my own home and was selling my parents home on their behalf. Buying a home can seem complicated and in my search there has been no central place to explain the process in JA so here is somewhere for you to start.
3.. Disclaimer: I am not a lawyer so seek legal advice on any important transaction.

Here are some questions you may be asking:
1. What is the down payment required?
2. Can I afford it?
3. What does the process entail?
4. What do I do first?
Read 20 tweets

Related threads

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Abhishek Murarka 🐂💹
@abhymurarka
#Thread
Been reading a bunch of Annual Reports last few days. Creating this thread to capture and share interesting tidbits from the ones I am reading this season. Will be updated on an ongoing basis next few weeks.

1/n
2. Few bluechips have reported their #EconomicValueAdded (EVA), a good measure of shareholder value creation. HUL AR does a great job of explaining details. EVA as % avg capital employed over a period of time can be a good leading indicator. Pidilite also shares EVA details
3. Chairman's letter+MD&A section of top 2/3 key players provide great overview of economy and sector dynamics.
Few suggested section reads are HUL, Kotak, PEL, Sterlite Tech, Everest Ind+Visaka, Godrej Prop, OCCL, Hikal, Aavas, RBL, L&T Infotech, Zydus Wellness.

Suggest more!
Read 7 tweets
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♰🇺🇸🕵 A Anon ⭐⭐⭐
@AAnon_QsArmy
[#THREAD]

🎖[Be Proud Anon's]🎖

We are the chosen ones. This fight didn't just happen to start in our lifetime. This fight is inevitable. It was time to stand up or bow down, and we stood up. God told us this day was coming.

The 2nd amendment and a bad ass military kept us ☟
...from falling. Our homeland is protected inside and out by Patriots. People willing to do wherever it takes to complete the mission. We fight for the future of our children, because it is our duty.

This is OUR time! The last stand. It's now or never. All in or fold. ☟
#QsArmy is a very real thing. We are not stealing valor. We are in the Constitution (2nd amendment militia)

@GenFlynn & #AdmRogers made it clear that civilians play a part in the new age of digital warfare. Q said we are part of the Army.

We are not just posting rants, memes ☟
Read 8 tweets
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Saiswaroopa
@Sai_swaroopa
#Thread #Kurukshetra #Analytics #Mahabharata
Started a fun project of mine today. Recording the duels of Kurukshetra war in an excel sheet in anticipation of some interesting pattern. Watch this space for interesting tidbits. Full exercise may take quite a while
Interesting Results! #Kurukshatra #Analytics. So many duels without a declared result on Day One
Could record two general battles and 26 duels on Day One. Only 6 of those duels ended decisively. Pandava side suffered horribly in the hands of Bhishma. Uttara killed in the hands of Shalya. Saving grace being Abhimanyu countering Bhishma and winning over Brihadbala #Kurukshetra
Read 432 tweets
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Prasanna S
@prasanna_s
#Thread - A heads-up on the EVM-VVPAT hearing tomorrow before the Supreme Court. 1/n
2. A batch of Writ Petitions challenging the ECI's decision to audit EVM counts using VVPATs in no more than one polling station per constituency are coming for hearing. 2/n
3. First of those was filed by M.G. Devasahayam (a former civil servant who has has himself conducted elections) and others. The Supreme Court had issued notice in the matter in January this year. thehindu.com/news/national/…
Read 27 tweets
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♰🇺🇸🕵 A Anon ⭐⭐⭐
@AAnon_QArmy
🕵#Thread

[#PAYtriots vs #Patriots]

Time for #AAnon to weigh in

I will make 2 points and then speak my mind

Before I start a little about me

🕵I'm a work for free Patriot/Anon on #YouTube & #Twitter

🕵To me the war on the [deep state] is priority #1

READ ALL
↙⬇↘
🕵1st point:

Taking money in this movement can hurt a person's credibility because people will start to view them as a business. Reaching out can then be viewed as marketing. Shares, likes, hits and views are then looked at as gains.

[Keep reading]
↙⬇↘
🕵2nd point:

A person making money off the movement does not turn them into a bad person. Disinformation does. If they are spreading the truth, thats all that matters. There are a lot of Patriots that want to support the work of Patriots they look up too

[KEEP READING]
↙⬇↘
Read 16 tweets
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Gonto
@mgonto
#thread on Friday I talked to Meina, a new member from the team.
She was telling me that in order to focus for a certain task when switching from another, it helped her to either meditate or play the guitar for 10 minutes, which I think is another way of meditation #thread 👇
She told me that sometimes she didn't do that, but lately, she was told to go do that by @emecibelli.
This is an example of great leadership IMHO.
A lot of times, managers push people to work nonstop not realizing that by doing that, they're making people be... 👇
... slower because they're not aware what their direct report really need to work better, happier and faster.
As leaders, we all need to listen and understands much more the people that work with us, because after all, a company is not more than a sum of people :).
Read 3 tweets

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