(2/9)
Winner Take All in Fintech, Duopolies or Oligopolies?
- Not a Winner take all but a few winners
- As markets becomes efficient the number of players reduces
Winner Take All in Fintech, Duopolies or Oligopolies?
- Not a Winner take all but a few winners
- As markets becomes efficient the number of players reduces
(3/9)
Banks and NBFCs - Friends or enemies?
- If Banks got tech, NBFCs would be out of business.
- Fintechs get tech, Banks have low cost of capital.
Banks and NBFCs - Friends or enemies?
- If Banks got tech, NBFCs would be out of business.
- Fintechs get tech, Banks have low cost of capital.
(4/9)
Facebook Amazon Google Alibaba Tencent succeeding in Fintech or Not?
- Whatsapp (Facebook) will win P2P
- All Distribution Companies will be Fintechs (e.g. Top-25 internet companies in China)
- Massive Distribution + Asymmetric Data, everybody is competent to lend
Facebook Amazon Google Alibaba Tencent succeeding in Fintech or Not?
- Whatsapp (Facebook) will win P2P
- All Distribution Companies will be Fintechs (e.g. Top-25 internet companies in China)
- Massive Distribution + Asymmetric Data, everybody is competent to lend
(5/9)
Bigger opportunity - Bharat vs. India?
- Bharat for Lending, India for Consumption
Who will win ? GPay, PhonePe or PayTM?
- Whatsapp will win P2P Payments
Bigger opportunity - Bharat vs. India?
- Bharat for Lending, India for Consumption
Who will win ? GPay, PhonePe or PayTM?
- Whatsapp will win P2P Payments
(6/9)
Bigger opportunity - Millennials vs. Middle Aged vs. Senior Citizens?
- Millennials are the CTOs and Chief Procurement Officers for Family Fintech Decisions.
- Millennials want first World, kick ass products.
Bigger opportunity - Millennials vs. Middle Aged vs. Senior Citizens?
- Millennials are the CTOs and Chief Procurement Officers for Family Fintech Decisions.
- Millennials want first World, kick ass products.
(7/9)
Will India’s Demographic Dividend get Old before it gets Rich or Rich Before it Gets old?
- If we get Women in the Workforce, we will get to a higher GDP and we will get Rich before we get old.
- India has 9% women in Workforce compared to China @ 92%, Bangladesh @ 62% etc
Will India’s Demographic Dividend get Old before it gets Rich or Rich Before it Gets old?
- If we get Women in the Workforce, we will get to a higher GDP and we will get Rich before we get old.
- India has 9% women in Workforce compared to China @ 92%, Bangladesh @ 62% etc
(8/9)
Fundraising on Story Telling or Data?
- People don't back people who are right or wrong, people back people who have a backbone and are authentic
- In India people don't understand the difference between distribution first company and revenue first company
Fundraising on Story Telling or Data?
- People don't back people who are right or wrong, people back people who have a backbone and are authentic
- In India people don't understand the difference between distribution first company and revenue first company
(9/9)
A couple of interesting quotes for the day:
- In India people feel that applying for an unsecured personal loan is like buying condoms; people want it discreetly.
- In India the largest employer is not the Railways, its Inefficiency.
Thanks again @kunalb11 !
A couple of interesting quotes for the day:
- In India people feel that applying for an unsecured personal loan is like buying condoms; people want it discreetly.
- In India the largest employer is not the Railways, its Inefficiency.
Thanks again @kunalb11 !
