"We find that the ACA affected not only people’s ability to get health insurance, but also enabled them to use this insurance to change their lives in other respects." 
"We find evidence that relaxation of the job lock brought about by the ACA led to an increased inflow into vocational degrees in less-than-two-year for-profit colleges.
"Young adults resorted to retraining offered in less-than-two year for-profit colleges to improve access to jobs in smaller firms or to enter self-employment, opportunities that were less accessible earlier because of insurance, but now are available because of the ACA."
NY Fed Study link: libertystreeteconomics.newyorkfed.org/2020/02/the-af…
