Profile picture
, 20 tweets, 5 min read Read on Twitter
My #CancelMyDebt story starts when I was 16. I graduated 2nd in my class a year early & wanted to pursue a degree in journalism.

There was just one little hitch. My parents wouldn't help me.
I'd been working part-time throughout high school, but I didn't have enough.
(THREAD)
(2) I'd applied to some pretty incredible schools and been accepted at all of them. Marist. Bryant. Even my last choice- The Naval Academy at Annapolis. A few even awarded me scholarships. Marist was my first choice.
But there was one tiny problem.
(3) Even with Marist awarding me a generous partial scholarship, work study, and maxing out my federal loan eligibility, I couldn't figure out how to pay for even the first year. I was still thousands of dollars short and at 16, no one was going to give me a loan.
(4) So I talked myself into going to my state school. I could afford the in-state tuition (sort of), although they hadn't even given me a scholarship. And they had a degree in communications. It wasn't ideal and not going to Marist broke my heart a little, but I did it anyway.
(5) Some people have asked me why I didn't wait a year and save and go to my dream school. The answer is simple. I was being sexually abused at home and I needed to get out of there. Fast. By any means possible.

A few days into my first semester, I realized I'd made a mistake.
(6) Their communications program was focused on speech. As in speech therapy. Not mass communications. There was literally NO degree in journalism. So I decided to pivot to English. It was close enough and hopefully, I could get an internship at the local TV station.
(7) A year in and the internship was as far out of my reach as the moon. It was a rural college town and there was no public transportation that went out to the TV station. I couldn't possibly afford a car. And my work-study job was growing increasingly demanding.
(8) I taught at the on-campus daycare & worked nearly 20-30 hours a week when allowed, juggling a full course load. Rising tuition, books, mounting credit card debt, was sinking me fast. I decided to pivot my degree to English education to have better job prospects at graduation.
(9) I guess I gave up on my dream of journalism, but at the time it didn't feel like much of a choice. I kept my head down and pursued teaching. I enjoyed it but as I neared the end of the program, I had another problem. The unpaid internship that's required to become licensed.
(10) This was a financial obstacle I couldn't overcome. I could delay my student loan payments, but I needed a car. And a way to make rent, food, and pay down the credit card debt I'd incurred while in school. So I graduated with honors and a degree I couldn't use. 40K in debt.
(11) I worked for a few years as the head teacher and then the summer camp director full-time at the campus daycare, teaching preschoolers. I made 17K a year, well below the poverty line. But because I didn't have a license, I couldn't get one of the higher paying teaching jobs.
(12) And I couldn't pay any of that student loan debt. Some days I'm ashamed to say I stole gas to get to work or snuck into the basement of the daycare to do my laundry. I'd eat extra handfuls of crackers at work in lieu of dinner. I just kept sinking farther and farther in debt
(13) Eventually, I met someone. He was an engineer. We fell in love. Got married. Financially, he saved me. I decided to go back to school for that journalism degree. But he lost his job & was unemployed for nearly 2 years, so I had to delay payments on my student loans again.
(14) I worked as a kindergarten teacher at a private school and tutored after school to keep us afloat. He finally found a job. But then I got pregnant. You know how this story goes. I stayed home with the baby. I put my ambitions on the shelf for a bit.
(15) I went back into education for a few years and we were finally steady financially. We had a reasonable mortgage, and I had finally been able to pay a chunk of that student debt. We had another baby and I dropped out of the workforce again.
(16) I made the same decision most families have to make. I made less than my husband and it was actually more expensive for me to work and pay to send both kids to daycare. But I decided since I was home anyway, I'd dust off those career ambitions again.
(17) I'd always found ways to squeeze writing into the corners of my life, but now I wanted to see if I could make it real. Our financial security didn't depend on my livelihood, so the risk was minimal. I was lucky. So I jumped. And I made a career, slowly, through sheer hustle.
(18) I still don't have a degree in journalism. And I'm still 20K in debt from student loans nearly two decades after I went to college. My predatory rate, locked in by a company that promised to consolidate my loans after graduation, hovers at 8.9%.
(19) I am now a single mom of two kids with a stellar credit rating. I'd love to shift that 20K of debt into a loan with a lower interest rate. Guess what? Because I am self-employed, I don't meet the eligibility requirements for most lenders for another year.
(20) Everyone has a #CancelMyDebt my debt story, but that's the point. I've been working since I was 13 years old, sometimes as many as 4-5 jobs at a time. This economy doesn't work for me. It never has.
Missing some Tweet in this thread?
You can try to force a refresh.

Like this thread? Get email updates or save it to PDF!

Subscribe to Kaz Weida
Profile picture

Get real-time email alerts when new unrolls are available from this author!

This content may be removed anytime!

Twitter may remove this content at anytime, convert it as a PDF, save and print for later use!

Try unrolling a thread yourself!

how to unroll video

1) Follow Thread Reader App on Twitter so you can easily mention us!

2) Go to a Twitter thread (series of Tweets by the same owner) and mention us with a keyword "unroll" @threadreaderapp unroll

You can practice here first or read more on our help page!

Follow Us on Twitter!

Did Thread Reader help you today?

Support us! We are indie developers!


This site is made by just three indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3.00/month or $30.00/year) and get exclusive features!

Become Premium

Too expensive? Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal Become our Patreon

Thank you for your support!