If Buy & Hold was working then how come Investors stay invested only for 2-3 years in Equity asset class? After some time, SIP portfolio is nothing but Lump Sum.
1)Markets are rerating. Higher PEs are the new Norm
2)Market is Polarised due to 10-15 large cap stocks doing well
3)Now Large Caps are over stretched but Mid and Small Caps are fairly valued
4)Invest in Mid & Small
1.Should you stick to old Mantras like #BuyandHold, #SIPKaroBhoolJao and #DoNotTimeMarkets?
2.One should not bracket #Investors but bracket strategies as #AGGRESSIVE or #CONSERVATIVE based on Market Valuations
4. Move away from Market Cap Bias. Let FM decide on Large, Mid, Small cap allocations
5. Stop following EXPERTS blindly and apply #LOGIC & #COMMONSENSE
6.Be #PROACTIVE & not #REACTIVE
1. Concentrate on Downside Protection
2. Be in the Right Asset Classs at Right Valuations
3. Do not be part of Herd Mentality of Investors
4. Follow PROCESS & DISCIPLINE