Discover and read the best of Twitter Threads about #FinancialPlanning
Most recents (24)
Check out our latest blog post about small business owners cost-savings opportunities: threadreaderapp.com/thread/1662264… #costreduction #consulting #costconsultant #nearme #businessconsulting #financialconsultant #financialconsulting #businessadvisor #smallbusiness #entrepreneur #startups
"Follow me on Twitter @SMBrianPlain Instagram instagram.com/businesscostre… Nextdoor nextdoor.com/pages/brian-pl… or on LinkedIn linkedin.com/in/businessexp… #Business #Expense #Cost #Reduction #Company #Optimization #Solutions #Specialist #Online #NewEngland #Costcutting #CostReduction #Local". 
"Marlboro Company Solutions Specialist for Expense Reduction Optimization #ConsultantServices"
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117
Marlborough, MA 01752
508-266-5814
schooleymitchell.com/office/jgiffor…
g.co/kgs/oW5Tbw linkedin.com/in/businessexp…
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117
Marlborough, MA 01752
508-266-5814
schooleymitchell.com/office/jgiffor…
g.co/kgs/oW5Tbw linkedin.com/in/businessexp…
"Save value time and find missing money online for your business" with cost reduction specialists #NEAR your business:
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
schooleymitchell.com/offices/jgiffo…
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
schooleymitchell.com/offices/jgiffo…
#CostReduction Check out our #new 2023 company website on "Schooley Mitchell's website" for FREE, NO-OBLIGATION Company Cost-Savings Consultants, Measures, Reports, Services, & More (with Brian Plain & Joe Gifford), in Marlborough Massachusetts, online at:
schooleymitchell.com/office/jgiffor…
schooleymitchell.com/office/jgiffor…
Be at the "top of your business operations with cost reduction" #solutions with Schooley Mitchell in Marlborough Mass:
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
schooleymitchell.com/offices/jgiffo…
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
schooleymitchell.com/offices/jgiffo…
Massachusetts business small-to-large, #Find Our Consultants for Company Cost Reduction Services & Solutions:
businesscost.net businesscost.net/about-us business.savingscost.com/contact linkedin.com/in/businessexp… merchantcircle.com/schooley-mitch… instagram.com/businesscostre… #companycostreductionfirms
businesscost.net businesscost.net/about-us business.savingscost.com/contact linkedin.com/in/businessexp… merchantcircle.com/schooley-mitch… instagram.com/businesscostre… #companycostreductionfirms
"#costreduction #consulting #costconsultant #nearme #businessconsulting #financialconsultant #financialconsulting #businessadvisor #smallbusinessentrepreneur #startupsavings #cashflowmanagement #businessoptimization #businessefficiency #costsavings #financialanalysisstrategy #MA"
Find our local #companycostreductionfirmWestboroughMassachusetts:
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
schooleymitchell.com/jgifford/
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
schooleymitchell.com/jgifford/
The actual cost of delaying an #investmentdecision is often unknown until one notices a shortfall in their corpus.
This often prevents one from achieving your goals on time.
Let's explore the cost of delay with an example. (1/n)
#financialplanning #financialgoals
This often prevents one from achieving your goals on time.
Let's explore the cost of delay with an example. (1/n)
#financialplanning #financialgoals
Let's say you are 15 years away from retirement.
After retirement, you require ₹60,000 per month in expenses (in today's value) to live comfortably. (2/n)
#retirement #financialplanning #savings #investing
After retirement, you require ₹60,000 per month in expenses (in today's value) to live comfortably. (2/n)
#retirement #financialplanning #savings #investing
The final total goal amount that you require to sustain yourselves through retirement is ₹3 Crores. (3/n)
#retirementcorpus
#retirementcorpus
𝗦𝗔𝗩𝗘 - 𝗜𝗡𝗩𝗘𝗦𝗧 - 𝗖𝗛𝗔𝗡𝗚𝗘 𝗬𝗢𝗨𝗥 𝗟𝗜𝗙𝗘💰🪴
Young and not investing? That’s a plan to FAIL!
Think you don’t have money to invest?
Learn how to save money then use that savings into investments.
🧵 10 tips how to save and change your game!
Young and not investing? That’s a plan to FAIL!
Think you don’t have money to invest?
Learn how to save money then use that savings into investments.
🧵 10 tips how to save and change your game!
Create a budget
Know your income and expenses, and set a budget for yourself. Prioritize your needs (e.g. rent, utilities, groceries) and allocate money for discretionary spending accordingly.
Write it down and keep a visual record.
Know your income and expenses, and set a budget for yourself. Prioritize your needs (e.g. rent, utilities, groceries) and allocate money for discretionary spending accordingly.
Write it down and keep a visual record.
Track your expenses
Keep track of every penny you spend. Use a budgeting app or a spreadsheet to help you categorize your expenses and see where your money is going.
Visualize your expenses and savings. It’s powerful.
Keep track of every penny you spend. Use a budgeting app or a spreadsheet to help you categorize your expenses and see where your money is going.
Visualize your expenses and savings. It’s powerful.
Find
#businessprofitabilityMA and low cost reduction services & savings with our #LOCAL team!
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
linkedin.com/in/businessexp…
schooleymitchell.com/jgifford/
#businessprofitabilityMA and low cost reduction services & savings with our #LOCAL team!
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 g.co/kgs/oW5Tbw
linkedin.com/in/businessexp…
schooleymitchell.com/jgifford/
"US companies, #near your business, online, you can #locate cost cutting services for your small medium or large business.
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 linkedin.com/in/businessexp… #USbusinessgrowth"
Schooley Mitchell: Brian Plain & Joe Gifford
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814 linkedin.com/in/businessexp… #USbusinessgrowth"
"#New #Video: How Schooley Mitchell Helps, #Companies/Clients Save Money near #Boston, #Framingham #Worcester, #Springfield, #Marlborough, Massachusetts schooleymitchell.com/jgifford/newsf… #MALocal
#Businesses #Cost #Reduction #Consultant #Company #ExpenseReductionServices #SchooleyMitchell"
#Businesses #Cost #Reduction #Consultant #Company #ExpenseReductionServices #SchooleyMitchell"
"From small businesses to large enterprises brian planet school in mitchell helps businesses reduce costs and simplify cost cutting measures without cutting employees 👍. Learn more #online at: schooleymitchell.com/jgifford/ #enterprise #MA #business #company #cost #reduction #services"
If you ever wondered...
"Do I need a Financial Advisor?"
...this thread can help you decide!
Read on! (1/n)
#financialadvisor #financialplanning #financialgoals #personalfinance #thread
"Do I need a Financial Advisor?"
...this thread can help you decide!
Read on! (1/n)
#financialadvisor #financialplanning #financialgoals #personalfinance #thread
Before we begin, reflect on these two questions...
When choosing between two similar investment options, have you ever wondered which one you should pick?
Ever wondered if an #insurance policy could protect your family or if it was just bells and whistles? (2/n)
#investing
When choosing between two similar investment options, have you ever wondered which one you should pick?
Ever wondered if an #insurance policy could protect your family or if it was just bells and whistles? (2/n)
#investing
These are the exact situations in which a Financial Advisor can help do away with uncertainty and help you make the right choices for YOU!
Here are 4 ways how a Financial Advisor can help: (3/n)
#financialadvisor #financialplanning #personalfinance
Here are 4 ways how a Financial Advisor can help: (3/n)
#financialadvisor #financialplanning #personalfinance
"Find:
- #CostReduction
- #SaveMoney
- #Savings
- #CuttingCosts
- #ExpenseManagement
- #BudgetFriendly
- #SmartSpending
- #EfficiencyImprovement
- #WasteReduction
- #OperationalExcellence
- #LeanManagement
- #ValueEngineering
- #StreamliningProcesses
- #NegotiationSkills
"
- #CostReduction
- #SaveMoney
- #Savings
- #CuttingCosts
- #ExpenseManagement
- #BudgetFriendly
- #SmartSpending
- #EfficiencyImprovement
- #WasteReduction
- #OperationalExcellence
- #LeanManagement
- #ValueEngineering
- #StreamliningProcesses
- #NegotiationSkills
"
"Schooley Mitchell & Brian Plain can #help your business achieve financial success & #cut #costs:
- #VendorManagement
- #TechnologySolutions
- #OutsourcingBenefits
- #ProfitMaximization
- #ROIBoosting
- #FinancialPlanning.
linkedin.com/in/businessexp… google.com/maps/place/Sch… #MA"
- #VendorManagement
- #TechnologySolutions
- #OutsourcingBenefits
- #ProfitMaximization
- #ROIBoosting
- #FinancialPlanning.
linkedin.com/in/businessexp… google.com/maps/place/Sch… #MA"
"Learn #about cutting costs for businesses in Massachusetts, #online & local, with Brian Plain at Schooley Mitchell:
Brian Plain | Schooley Mitchell:
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814
schooleymitchell.com/jgifford/
google.com/maps/place/Sch… #costcutting"
Brian Plain | Schooley Mitchell:
225 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
508-266-5814
schooleymitchell.com/jgifford/
google.com/maps/place/Sch… #costcutting"
Confused about tax filing in India?
Don't worry, you're not alone!
Here are some essential Do's and Don'ts to help you file your taxes with ease!
A thread! (1/n)
#taxfiliing #tax #deductions #personalfinance #thread
Don't worry, you're not alone!
Here are some essential Do's and Don'ts to help you file your taxes with ease!
A thread! (1/n)
#taxfiliing #tax #deductions #personalfinance #thread
#1 Be On Time
Remember to file your tax returns on time. This can help you avoid penalties and legal issues with the Income Tax Department.
The deadline for filing taxes in India is usually July 31st. (2/n)
#taxreturns #taxes #incometax #directtax
Remember to file your tax returns on time. This can help you avoid penalties and legal issues with the Income Tax Department.
The deadline for filing taxes in India is usually July 31st. (2/n)
#taxreturns #taxes #incometax #directtax
#2 Disclose Necessary Infomation
Remember to disclose all your sources of income, including salary, rental income, interest, and capital gains while filing your tax returns to avoid penalties. (3/n)
#tax #salary #rentalincome #interest #capitalgains
Remember to disclose all your sources of income, including salary, rental income, interest, and capital gains while filing your tax returns to avoid penalties. (3/n)
#tax #salary #rentalincome #interest #capitalgains
#1 Decide Your Tax Regime
The new regime is no fuss and works well.
The old regime allows you to claim deductions and exemptions
If you choose the old regime finalise your tax planning strategy now! (2/7)
#tax #deductions #taxplanning #taxregime
The new regime is no fuss and works well.
The old regime allows you to claim deductions and exemptions
If you choose the old regime finalise your tax planning strategy now! (2/7)
#tax #deductions #taxplanning #taxregime
#2 Restructure Your Payslip
Study your pay slip and optimise your EPF contributions. If you choose the old tax regime structure your allowances properly.
Talk to our financial planning team today if you’d like assistance. (3/7)
#salary #CTC #payslip #epf #providentfund
Study your pay slip and optimise your EPF contributions. If you choose the old tax regime structure your allowances properly.
Talk to our financial planning team today if you’d like assistance. (3/7)
#salary #CTC #payslip #epf #providentfund
#3 Review Your Investments
2023 is a year that belongs to savers!
You will be spoilt for choice. And there’s no better way to take advantage of this than reviewing and restructuring your investment portfolio. (4/7)
#investmentreview #investing #portfolio
2023 is a year that belongs to savers!
You will be spoilt for choice. And there’s no better way to take advantage of this than reviewing and restructuring your investment portfolio. (4/7)
#investmentreview #investing #portfolio
Are you a Senior Citizen looking to secure your Retirement and generate regular income?
Let's explore the Top investment avenues that offer stability & security! (1/n)
#seniorcitizen #investment #retirement #fixedincome
Let's explore the Top investment avenues that offer stability & security! (1/n)
#seniorcitizen #investment #retirement #fixedincome
As we grow older, it's important to plan for retirement and consider investment options that offer stability and security.
Here are a few Investment avenues that offer capital preservation and regular income. (2/n)
#retirementplanning #investment #income
Here are a few Investment avenues that offer capital preservation and regular income. (2/n)
#retirementplanning #investment #income
#1 Senior Citizen Savings Scheme (SCSS)
SCSS is a popular investment option for individuals above the age of 60.
It offers an interest rate of 8% p.a., which is higher than most fixed deposits and has a tenure of 5 years. The interest is payable quarterly. (3/n)
#SeniorCitizen
SCSS is a popular investment option for individuals above the age of 60.
It offers an interest rate of 8% p.a., which is higher than most fixed deposits and has a tenure of 5 years. The interest is payable quarterly. (3/n)
#SeniorCitizen
Entrepreneurs, are you tired of paying hefty taxes?
Don't worry! We got you covered!
Check out these top tax-saving tips that can benefit your business and your bottom line. (1/n)
#entrepreneurs #taxes #taxsavings #taxtips
Don't worry! We got you covered!
Check out these top tax-saving tips that can benefit your business and your bottom line. (1/n)
#entrepreneurs #taxes #taxsavings #taxtips
#1 Hire Family Members & Relatives:
You can reduce your tax liability by paying salaries to family members, which are tax-deductible. Their income may also be below the taxable threshold. (2/n)
#tax #taxexemption #taxliability
You can reduce your tax liability by paying salaries to family members, which are tax-deductible. Their income may also be below the taxable threshold. (2/n)
#tax #taxexemption #taxliability
#2 Deduct Business Expenses for Travel & Accommodation:
Business travel expenses such as tickets and accommodation can be deducted from your taxable income, thus reducing your tax liability.
(3/n)
#taxliability #businessexpenses #deductions
Business travel expenses such as tickets and accommodation can be deducted from your taxable income, thus reducing your tax liability.
(3/n)
#taxliability #businessexpenses #deductions
Almost every millennial aspires to retire early. But most of the time, this goal seems almost impossible to achieve.
Well, let us tell you... it's NOT impossible! Welcome to the world of FIRE! (1/n)
#financialplanning #financialgoals #retireearly #thread
Well, let us tell you... it's NOT impossible! Welcome to the world of FIRE! (1/n)
#financialplanning #financialgoals #retireearly #thread
So, what is FIRE?
FIRE stands for Financial Independence Retire Early and it's all about achieving financial freedom so that you can retire early and live life on your own terms. (2/n)
#financialindependence #financialfreedom #retirementplanning
FIRE stands for Financial Independence Retire Early and it's all about achieving financial freedom so that you can retire early and live life on your own terms. (2/n)
#financialindependence #financialfreedom #retirementplanning
Can you achieve FIRE in India?
Yes, you can!
Firstly, you need to focus on your Savings Rate (SR). This means cutting back on unnecessary expenses and living below your means.
A high SR is key to achieving financial independence. (3/n)
#saving #investing #FinancialFreedom
Yes, you can!
Firstly, you need to focus on your Savings Rate (SR). This means cutting back on unnecessary expenses and living below your means.
A high SR is key to achieving financial independence. (3/n)
#saving #investing #FinancialFreedom
"Money can't buy happiness, but a solid savings plan can buy you peace of mind 💰"
Here is a simple yet powerful thread🧵on Savings & its Importance:
#financialsecurity #savings
Here is a simple yet powerful thread🧵on Savings & its Importance:
#financialsecurity #savings
Savings refer to the amount of money that you set aside for future use, rather than spending it immediately. It is the portion of your income that you do not use for daily expenses or other immediate needs.
It is an important part of your financial health.
Whether you're saving for an emergency fund, a down payment on a home, or your retirement, putting away money regularly can help you reach your goals.
Whether you're saving for an emergency fund, a down payment on a home, or your retirement, putting away money regularly can help you reach your goals.
Complete Financial Plan for a 35-year-old working professional Indian middle-class adult.
Disc : I am not a registered Financial Analyst. This plan is result of my studies & knowledge acquired from various sources.
#threadbytradersushma
#financialplanning
#financialliteracy
Disc : I am not a registered Financial Analyst. This plan is result of my studies & knowledge acquired from various sources.
#threadbytradersushma
#financialplanning
#financialliteracy
Some assumptions ~
🔹Since he has been working for > 5 years, he must have saved enough to cover his emergency needs. (approx. 6 months’ salary equivalent amount in FD)
🔹He must be married & have kids by now.
🔹He must have availed housing loan.
🔹Since he has been working for > 5 years, he must have saved enough to cover his emergency needs. (approx. 6 months’ salary equivalent amount in FD)
🔹He must be married & have kids by now.
🔹He must have availed housing loan.
1. STUDY YOUR INCOME & EXPENSES
This is the 1st step in starting your financial journey.
Study your expenses.
Where does your salary gets spend? Enlist them in a table under headings like -
EMI
groceries
eating out
clothing
utility bills
SIPs
policy premiums etc
This is the 1st step in starting your financial journey.
Study your expenses.
Where does your salary gets spend? Enlist them in a table under headings like -
EMI
groceries
eating out
clothing
utility bills
SIPs
policy premiums etc
If you are looking for an efficient investment to save tax in India, this is for YOU!
The BEST way is to invest in ELSS Mutual Funds. You can save up to ₹46,800 in taxes under Section 80C!
Here is how! (1/n)
#ELSS #mutualfunds #taxexemption #thread
The BEST way is to invest in ELSS Mutual Funds. You can save up to ₹46,800 in taxes under Section 80C!
Here is how! (1/n)
#ELSS #mutualfunds #taxexemption #thread
Every year in March, as the financial quarter comes to an end, there is a rush to invest in tax-saving funds.
And with the quarter end so near, let's look at why ELSS is so popular as a tax saving scheme. (2/n)
#ELSSfunds #taxsavings #investment
And with the quarter end so near, let's look at why ELSS is so popular as a tax saving scheme. (2/n)
#ELSSfunds #taxsavings #investment
What is ELSS Fund?
ELSS fund, or Equity Linked Savings Scheme fund, is a tax-saving scheme that allows you to save tax while investing for your long-term goals. (3/n)
#savetax #financialgoals #taxsavingschemes
ELSS fund, or Equity Linked Savings Scheme fund, is a tax-saving scheme that allows you to save tax while investing for your long-term goals. (3/n)
#savetax #financialgoals #taxsavingschemes
Complete Financial plan for a 25-year-old working Indian urban youth.
Disc : I am not a registered Financial Analyst. This plan is result of my studies & knowledge acquired from various sources.
#threadbytradersushma
#financialplanning
#financialliteracy
Disc : I am not a registered Financial Analyst. This plan is result of my studies & knowledge acquired from various sources.
#threadbytradersushma
#financialplanning
#financialliteracy
1. EMERGENCY CORPUS
As soon as u starts earning, start planning to build for an emergency corpus. This may be in the range of your 6-12 months’ salary.
What to do?
Start a recurring deposit in your bank a/c for 20% of your salary.
As soon as u starts earning, start planning to build for an emergency corpus. This may be in the range of your 6-12 months’ salary.
What to do?
Start a recurring deposit in your bank a/c for 20% of your salary.
Eg. If your salary is Rs 25K pm, start an RD of Rs 5K pm for a period of 27 months. It will accumulate around Rs 1.5 lacs (6 months equivalent salary).
Once corpus is built deposit that money in bank FDs & do not touch it apart from emergencies. (Define your emergency needs).
Once corpus is built deposit that money in bank FDs & do not touch it apart from emergencies. (Define your emergency needs).
Is there a SMARTER way to buy Term Insurance?
Can you get back all premiums paid while paying the same premium as a Pure Term cover?
This all sounds too good to be true, doesn't it? Let's dive deeper to find out 👇 (1/n)
#terminsurance #insurebesure #insurancepremium #thread
Can you get back all premiums paid while paying the same premium as a Pure Term cover?
This all sounds too good to be true, doesn't it? Let's dive deeper to find out 👇 (1/n)
#terminsurance #insurebesure #insurancepremium #thread
Zero-Cost Term Insurance plans allow you to 'exit' from the policy, thereby getting all the premiums that you have paid back.
But wait... What's the 'catch’? (2/n)
#insurance #terminsurance #financialfreedom
But wait... What's the 'catch’? (2/n)
#insurance #terminsurance #financialfreedom
The CATCH is... You are allowed to exit the policy only within a specified period.
Let's look at an example. (3/n)
#insurancepolicy
Let's look at an example. (3/n)
#insurancepolicy
Here are some highlights from the Voices of Tomorrow Bangalore Chapter! (1/n)
#VoicesofTomorrow #VoT2023 #ithoughtVoT #ithoughtVoT2023
#VoicesofTomorrow #VoT2023 #ithoughtVoT #ithoughtVoT2023
Session #01
ithought Way – The Journey by Mr Shyam Sekhar
Mr @shyamsek answers the question, ‘What pain points does ithought address & solve?’ (2/n)
#ithought #portfoliomanagement #financialplanning
ithought Way – The Journey by Mr Shyam Sekhar
Mr @shyamsek answers the question, ‘What pain points does ithought address & solve?’ (2/n)
#ithought #portfoliomanagement #financialplanning
“We want to make Millennials as $ Millionaires – a well-managed wealth corpus for the 90’s born.” - @shyamsek on what ithought wants to accomplish.
Watch Mr Shyam Sekhar’s talk ‘ithought Way – The Journey’ here youtube.com/live/Gyg3D2djS… (3/n)
#investors #investearly
Watch Mr Shyam Sekhar’s talk ‘ithought Way – The Journey’ here youtube.com/live/Gyg3D2djS… (3/n)
#investors #investearly
