Discover and read the best of Twitter Threads about #SAVING

Most recents (11)

It's possible to become #financiallysuccessful even if you start with no money. It may not be easy, but with the right mindset and plan, you can increase your chances of success. #personalfinance #moneymanagement
First, set #financialgoals and create a plan to achieve them. This will give you a roadmap to follow and help you stay focused on your path to financial success. #planning #success
Educate yourself on personal finance, investing, and money management. The more you know, the better equipped you will be to make informed financial decisions. #education #investing
Read 8 tweets
#Indians are #saving more and working longer hours to meet living expenses, says study

businessinsider.in/india/news/ind…

By @karunasharmaa Image
Urban #consumers are putting less money into their piggy banks as #savings have taken a hit due to increasing prices of fuel, food and beverage and massive household bills.

#inflation
For 76% of urban #consumers, the rising cost of living is having an impact on their big plans, said a report.

35% consumers said that their household financial situation is deteriorating and 46% of them believe the general economic outlook of the country is negative.

#inflation
Read 6 tweets
[THEY] knew what John was trying to do, [THEY] knew what Johns Dad was trying to do & EVERYTHING that has ever been done to the people of this world/Country, has been done trying to STOP 1 MAN FROM #SAVING #PRIVATE #RYAN !

Private Ryan = God & Gods Bloodline has to join with
His second born ..
#WH-Y second Born?
Because My “Dad” (I’ve never met my dad) had A son before me, HENCE #WHY it’s “SAVING PRIVATE RYAN” ..

My mothers was the mistress & my father cheated in his wife.
Which is #WHY .@VinceMcMahon is ACTING out what is happening to him.
None of it is real & the people can’t seem to grasp any of this …

It’s A way to #SHOW me what I have to do/say for everyone to understand how to view what it happening …

Vince scripted everything out YEARS ago, he then acted out what the “BREAKING NEWS” was
Read 10 tweets
Higher #import duties to tackle the #BOP problem is the wrong advice. It won't deliver on the intended objective. Why? 🧵👇 brecorder.com/news/40168085/…
1\ The #CAD is the result of a Saving/Investment imbalance. The sustainable solution to the #CAD entails policies that increase #saving.
2\ #Import duties might be a patch that in the short run curbs imports, but they will curb #exports too. Why? B/C they increase the profitability to sell at home, so firms shift from export to domestic markets. Import duties are implicit #export taxes. They won't reduce the CAD. Image
Read 9 tweets
The cost of living is rising and will continue to do so as interest rates rise in the not-too-distant future.

So here are some ways to save, if you're interested (no pun intended).

A 🧵

#personalfinance #saving #money #CostOfLiving
Get a better interest rate.

Seriously, #getabetterrate

Almost by definition, given the hundreds of loan products available, you're paying too much.

Your bank doesn't deserve your loyalty and you could save thousands.

Do your research. Then call them. Today.
Check your phone and internet plans.

Prices keep coming down for a given amount of data.

So you can probably save money by shopping around.

And if you're not using as much data as you thought, you might be able to downsize.
Read 10 tweets
How did I save from my spending??? 🧵

I used some FinTech apps and credit cards and saved good amounts from my spending

A small thread on the Top Apps I liked & Savings.

Feel free to RT 🙏🙏

NOTE - I use my credit cards as debit cards & pay instantly

#Finance #Shopping
1 - CRED

Cred has been my companion for all the credit card payments for the past 4 years

Got around 1% cashback just by paying credit card bills

New users can sign up now below & get Rs.250 instant cashback on the first payment of min Rs.100

Sign up
app.cred.club/spQx/f5925dc3
2 - Amazon + ICICI Card

I have been using this with Amazon Prime account for all my purchases.

With 5% cashback + special offers on Amazon (FLAT 50 on 500 using UPI, etc.) the savings over last 2 years were amazing 👏

#Amazon
Read 10 tweets
किसने #जहर देकर मारा था लाल बहादुर #शास्त्री जी को ! सच्चाई आई #सामने

कोई भी व्यक्ति जो इस #अंग्रेजो के बनाए हुए सिस्टम में आएगा या तो वह #सिस्टम में लूट करेगा नही तो यह सिस्टम उसे #निकाल के बहार फेंक देगा क्युकी यह सिस्टम लूट को ही पसंद करता है और कुछ पसंद नही है इस सिस्टम को
आप #जानते है ? इस अंग्रेजो के बनाये व्यवस्था तन्त्र में भारत के कई इमानदार लोग गये और #सिस्टम ने उसे बहार फेंक दिया #क्योंकि वो लूट पसंद नही थे. सिस्टम ने फेंक दिया उनको बाहर ! नही #चलने दिया !
दो नाम तो आपके #सामने है एक थे श्री लाल बहादुर शास्त्री और दुसरे थे श्री मुरार जी #देसाई ! दोनों ऐसे प्रधानमंत्री थे जिनकी #ईमानदारी की कसम खायी जा सकती है
शास्त्री जी जब #प्रधानमंत्री बने थे ना धोती फटी हुई थी उनकी !
Read 25 tweets
1/ In a recent series of papers, I argue that many important behaviors are shaped by neglect of selection bias in social observation.

HT to @Ben_Golub for a fascinating thread about effects of neglect of selection bias.
2/ In a “call to arms” paper, I argue that neglect of selection bias in social observation is one of the key sources of bias in the transmission of ideas and behaviors.
3/ And that in turn, bias in the social transmission of ideas and behaviors is a key intellectual building block for social economics.
papers.ssrn.com/sol3/papers.cf…
Read 16 tweets
1/5

Some pointers on #PersonalFinance
1) Highly #subjective - depends on earnings,savings & lifestyle. Don't clone approach . Take professional help, if needed.

2)Focus primarily on #skillsets in early years.Automatically #earnings increase. Big salary ,bigger savings.
2/5
3) Start #saving early on .
4) Incremental savings must be more than Incremental earnings.

5) Avoid #debt . But if necessary plan well & repay it early on . Beware of snowball effect.

6) Avoid instant #gratification. A lil' self restraint goes a long way in saving up .
+
3/5

7) #Leveraging is disastrous . Not advisable .

8) #ConcentratedPortfolio can backfire big time . Makes sense to go in for a diversified one.

9) #AssetAllocation is equally important .

10) #CreditCards if used sensibly are good ,else disastrous. Educate yourself.
+
Read 7 tweets
#Assetallocation changes as you near retirement. What if your equity #investments are stuck in a phase where the markets are battered?
Can I share #income by creating a trust?
How can an IT employee generate alternate sources of income?
Read 25 tweets
While the #JobsReport data during the #pandemic has shown itself to be highly unpredictable and #volatile, the remarkable gain of 4.8 million #jobs in June is a heartening development.
Today’s data suggested that the #labor #markets continue the process of carving out a bottom, as June’s #unemployment rate dropped to 11.1% from a peak of just less than 15% in April.
Those regions of the #economy that witnessed the greatest #job losses are now bouncing back strongly, but it is also clear that leisure, travel, energy, etc., have a very uncertain path forward today, despite seeing significant bounce-backs in near-term data.
Read 5 tweets

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