Discover and read the best of Twitter Threads about #MutualFunds

Most recents (24)

To all of you who are new to the workforce… Congratulations!!! You have secured your first job.

But are you confused about how to best use your current salary? (1/n)

#salary #cashflow #payday #money
Most people complicate things. It is only natural when there are so many investment products to choose from. That need not be the case.

Here are some simple tips for someone just starting! (2/n)

#equity #fixedincome #gold #realestate
#1 Start Building an Emergency Fund

This should be your first priority. In case of emergencies, you shouldn't be left empty-handed.

Having 3-6 months of expenses set aside will be optimal. (3/n)

#emergencyfund #savings
Read 16 tweets
How do you trace assets of a deceased family member? Say your aunt names you as heir in a Will but you don't know about her investments. What to do? Or your dad leaves you stocks, but you don't know the demat number. @maulik_madhu has a roadmap. Read here:…
First things first. A Will is ideally supposed to contain all this info. But often there is no Will. Or the Will doesn't have enough details. Or the Will is outdated. It may be made 5 or 10 yrs ago when the person's investments were quite different. What do you do?
1) Look for a doc that would have most of the person's assets. For example, the Annual Information Statement (AIS) which can be accessed through the Income Tax Portal. However for that you need to know the deceased's PAN and have access to their Aadhar-linked mobile phone
Read 6 tweets
Things to Know About Loans Against #MutualFunds

Life is unpredictable. So, you can experience a temporary money crunch once in a while for various reasons. For instance, it could be due to a home renovation, a wedding in the family, or a medical emergency.
In such cash-strapped situations, the first idea that occurs is to use your savings and liquidate your investments even at a loss. And if that is still not enough, you look for a loan.
This, however, is not your best plan of action. Instead of selling your mutual fund investments, you can get a loan against them. Yes, just as you can pledge other assets such as gold and real-estate for loan, you can get loan against your MutualFund holdings from banks and NBFCs
Read 22 tweets
Here is the master thread of all the #thread that I have posted in 2022:
1/ A complete thread on how to use Bollinger Bands in your trading:

2/ A complete thread on how the CCI indicator can help you in your trading and investing:

Read 19 tweets
Focused Funds were supposed to be the small investor's PMS. These funds can invest in a maximum of 30 stocks. The idea is to run concentrated portfolios, take higher risk and earn higher returns than a diversified MF. Do they? Not significantly. Story by @SatyaSontanam.
On average, focused have a small outperformance against flexicaps. But if you look at the range of returns between schemes, it is bigger in flexicaps. Why this conservative behaviour in focused? Focused funds tend to be mostly in largecaps, to offset risk of having fewer stocks
How do they stack up against Portfolio Management Services (PMS)? On avg, hardly any difference in returns. Range of PMS returns is wider, so trick is to select the right PMS. If you factor in tough tax regime in PMS and fees, your PMS needs to do REALLY well to justify itself
Read 4 tweets
The dark side of Total Expense Ratio in Mutual Fund industry

A Thread 🧵
#mutualfunds #investing #StockMarket
What is Total Expense Ratio (TER)?

It is the ratio of total expenses incurred by an AMC divided by its total asset under management. It represents per unit expense of an AMC. 2/21

If TER of a MF scheme is 2%, it means that 2% of investment corpus (AUM) is utilised by AMC to fund its expenses like operating cost, management fees, advertising costs etc. 3/21
Read 21 tweets
What makes SIPs risky? 🧮

A Thread! 🧵 ⤵
1️⃣Stock Market or Equity Risk

The money you put into an equity investment is eventually invested in the equities.

As a result, equity SIP investment plan mutual funds, or any fund having a portion of its assets invested in stocks, are exposed to the hazards of stock markets.
2️⃣Credit Hazard

All SWP and SIP Mutual Funds investors are exposed to this risk.

#mutualfunds #nifty50 #paytm
Read 6 tweets
State-wise Penetration of #mutualfunds
Contribution per Capita (rs.)

in Rs. per capita

Delhi 1,70,890
Goa 1,44,120
Maharashtra 1,33,170
Haryana 56,940
Karnataka 41,020
#Economic #india
Gujarat 39,570
Tamil Nadu 22,080
WB 20,580
Sikkim 20,340
Andaman & 14,760
Punjab 14,680
Telangana 14,000
Uttarakhand 13,540
Himachal 11,770
Kerala 11,940
Odisha 10,300
Jharkhand 9810
Andhra 9330
Rajasthan 8820
Meghalaya 8760
Chhattisgarh 7680
UP 7430
Arunachal 7120
Read 4 tweets
Mutual Funds - The Future of Investing

A decade of pension fund growth in Nigeria has prepared the ground for a boom in the country’s mutual fund sector.

Investments in carefully constructed higher performing risk-managed funds now outperform interest on bank deposits and... Image
...even land.

In 2020 alone, for example, assets under management in Nigeria’s Mutual Funds grew by 50% - topping N1.6 trillion.

Mutual funds are investment funds that pool money from many investors to purchase securities, like stocks, bonds, money market instruments,....
....and other assets.

Mutual funds are operated by professional money managers who seek to assemble the right mix of funds, balancing risk with growth according to investors’ risk appetite, growth needs and investment horizons.

It is in the management of these funds that...
Read 4 tweets
Now you can buy property at just Rs. 10,000🤯

Don't believe it? Find out how in this thread😎⤵️
#StockMarket #realestate
You don't need lakhs, you can start with as low as Rs. 10,000!

Introducing: RIET(Real Estate Investment Trust)

Let's understand what actually REIT is
REITs, just like Mutual funds, pool investors' wealth & invest it in real estate properties.

It is a hybrid product serving dual purposes:

1. Capital Appreciation(rise in value of property)
2. Income Generation(rent from property lent-out)

#investing #mutualfunds
Read 8 tweets
#Quant MF has come out of nowhere to top the performance charts over the the past two years. It has gone from Rs 250 crore in assets in 2020 to 8k crore at present and from 25k folios to 10 lakh. What is this AMC? Where did they come from? My long story today, sheds some light
It's founder, Sandeep Tandon spent much of his past career in broking or trading in firms like ICICI Sec and his passion was derivatives. And this is the style he has brought with him (more below). He founded Quant Capital in 2007 and after some iterations it became an AMC
What sets it apart? A huge spend on data, a huge reliance on models (as opposed to fund managers) and a model that is constantly refined. Tandon collects data on a huge number of variables, including things like climate change and sentiment and builds it into his software
Read 7 tweets
#Inflation will always be one of the prime reason of making #investments in #Equities. Rest depends up on #investors behavior, asset allocation & the #goals. Focus on 'Real Return' not marketing gimmicks. #SaarthiZarooriHai
& #PlanZarooriHai with #MasterMindFinnAsset (1/n)
#Investment decisions contribute in a big way to inflation-proofing your #mutualfund portfolio. Frequent churning, performance chasing & exiting at the first sign of volatility lead to sub-optimal gains. (2/n) #MutualFundsSahiHai #investing #investors #StockMarketIndia
Avoid making impulsive #investing decisions based on predicted short-term changes in the #economy. Make sure any strategies you use to hedge against #inflation align with your overall #FinancialFreedom plan & assists to meet your #financial #goals. (3/n) #goalsetting #investing
Read 6 tweets
#Investors should avoid knee-jerk reaction as the investigation is still underway & @AxisMutualFund has already sacked the concerned officials from their responsibilities.

Impacted #mutualfund schemes (image enclosed) haven't been recommended by us at #MasterMindFinnAsset (1/n) Image
Extent of notional losses that may have occurred to the #investors in these schemes can only be estimated after the probe. Investors may have to wait for further action, disclosures & announcements from the fund house & the regulator around this matter.(2/n) #axismutualfund
Unfortunately @AxisMutualFund is witnessing knee-jerk reaction of #investors via redemptions or stoppage of SIPs/ STPs. Focus of facts not rumors about the management. Such rumors have been there from past 2 years for @FTIIndia as well. (3/n)
Read 8 tweets
The #financialyear is coming to an end, which means it’s appraisal time. As we assess how we did last year as a wealth manager, here’s a report card of how the Scripbox recommended basket of #mutualfunds performed. A thread. (1/8)
Within our recommended basket of #equity funds, a few have outperformed the benchmark across time periods, while a few funds have admittedly underperformed, based on the benchmark. Let’s dig in deeper: (2/8)
We strongly believe that investments should be evaluated from a long-term perspective, and with a focus on wealth creation. The most important factor at work? Time. Hence the question, “How has the Scripbox recommended basket of equity funds performed over the years?” (3/8)
Read 8 tweets
𝗪𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻𝘀 𝘄𝗵𝗲𝗻 𝗮 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝘀𝗵𝘂𝘁𝘀 𝗱𝗼𝘄𝗻 𝗶𝘁𝘀 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀?🤔

A detailed thread that you should not miss ⤵️


#stockmarkets #MutualFunds
Mutual funds have been the safest investment for investors for many yrs, people invest der hard-earned money over MF to secure their future.

However, AMCs & schemes can shut down for mny reasons like any other business.

What will happen to ur hard-earned money then?

𝗪𝗵𝗲𝗻 𝗱𝗼 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱𝘀 𝘀𝗵𝘂𝘁 𝗱𝗼𝘄𝗻?

📌SEBI can directly ask AMC to shut.
📌 One of the trustees of MF has approached SEBI for approval to close.
📌Another fund house has acquired an MF.
📌Discontinuation of a scheme due to Merger of Scheme of same AMC
Read 11 tweets
How to get Free Insurance of Rs 50 lakh with your Mutual Fund SIP?

PS: It’s not ULIP!🤫


#personalfinance #mutualfunds
Many individuals can’t opt for Term Insurance due to some "Medical Conditions"

What if we say, now you are eligible for it through your Mutual Funds!

But How? 👇

The name of the solution is “SIP Insure”

It’s a Term Group Insurance policy provided by the fund house for SIP investors without charging any additional cost!✌️

⏩ No Insurance Premiums means "free coverage"
⏩ No Medical Check-up means "anyone can be covered"

Read 10 tweets
Lot of people want to invest in #mutualfunds but there is always a question?
How to select the MF?

So, aa MF to invest in by reading Below🧵🧵..


Like & Retweet if you found Value in Thread..🙌🙌
Factors for Selecting a Mutual Fund Category-


Refers to an investor’s #Financial goal which aims to accomplish with the MF Inv.
It can be any short or long-term financial aspiration of the #investors


Refers to period which an investor wishes to keep #MONEY invested in a MF
It can be either short as 1 day or as long as more than 5 yrs
Different fund work best for different time horizons

#Investment #invest #mutualfunds
Read 18 tweets
Elearnmarkets presents Learn2Invest✨

An Exclusive Series by @vivbajaj where everyone can learn the art of investing!

Summary of Episode 4: Impact of Income Tax on your Investments💵

A thread(🧵)... Image
In one sense, when you're #investing, you're giving back to #Society, because you're giving them money.

The fact that you're giving to someone else means that Economic activity grows👇
Even in a #Bank, when you're #investing in a Savings Account, the bank will give you a little interest.

It will give that money in the form of a loan to some company or even give you back the same in the form of some EMI. 👇
Read 24 tweets
A Thread on mistakes to be avoided during Mutual Fund investments: 👇

மியூச்சுவல் ஃபண்ட் முதலீடுகளின் போது தவிர்க்கப்பட வேண்டிய தவறுகள் பற்றிய பதிவு:
எந்த ஒரு முதலீடு செய்வதற்கு முன், எதில், எதற்கு,எத்தனை காலம் மற்றும் நம்முடைய நிதி நிலவரம் பற்றி தெளிவாக புரிந்து கொண்டே முதலீடு செய்யவேண்டும்.
அவ்வாறு நம் மியூச்சுவல் ஃபண்ட்களில் முதலீடு செய்யும் போதும் அதற்கு பின்பும் நம் தவிர்க்க வேண்டிய சில தவறுகளை பற்றி இந்த வாரம் பார்ப்போம்
1. இலக்குகள் இல்லாத முதலீடு:
பங்குகள் அல்லது மியூச்சுவல் ஃபண்ட் என எந்தவொரு முதலீட்டு திட்டத்தில் முதலீடு செய்தாலும் நம் அடைய வேண்டிய நிதி இலக்குகளுக்கு ஏற்ப செய்ய வேண்டும். எனவே, ஒரு இலக்கை நிர்ணயித்து, அதற்கேற்ப நிதி ஒதுக்கீடு செய்ய வேண்டும்.
Read 26 tweets
One would never plant an oak tree ... just to dig it up once a quarter to see how the roots are. When it compounds ... let it compound & the same is true in #MutualFunds. (1/n) @MFSahiHai @NileshShah68 @MFBALA @mohanty_swarup @iRadhikaGupta @fifaindiaorg @bsindia @ETMutualFunds
Oaktree roots grow from an acorn to a taproot system, similary #wealth is created via #MutualFunds. Primary root would grow horizontally into the soil. Later on, would transform into an extensive root system alongside maturation of the plant i.e. Magic of Compounding (2/n)
Only 1 in 10,000 acorns grow up to be an oak tree, and the same is true for #mutualfund #investors - only 1 out of many stay put to see the magic of compounding. One of such living legend is @Raamdeo (Mr. Raamdeo Agarwal - Chairman & Co-Founder @MotilalOswalLtd) 👇 (3/n)
Read 6 tweets
A Thread on how to select a Mutual Fund for investment:👇

முதலீட்டிற்கு மியூச்சுவல் ஃபண்டை எப்படித் தேர்வு செய்வது பற்றிய பதிவு:
மியூச்சுவல் ஃபண்ட் தேர்வு செய்வதற்கான வழிமுறைகள்:
1. Financial Risks / Goal based
2. மியூச்சுவல் ஃபண்ட் நிதியின் அளவு மற்றும் மேலாளர்
3. நிலையான CAGR
4. கட்டணங்கள்
5. வரிவிதிப்பு
6. Direct vs Regular
1. Financial Risks / Goal based:
ஒவ்வொரு நபருக்கும் அவர்களின் நிதி நிலைமைகள், தேவைகள் மற்றும் நிதி இலக்குகள் வேறுபடும், அதன் அடிப்படையில் மியூச்சுவல் ஃபண்ட் நிதியை ஒருவர் தேர்வு செய்வது நல்லது.
முதலீடு செய்வதற்கு முன்,
Read 21 tweets

📝 Key takeaway:

4 types of equities are cash and cash equivalents, stocks, bonds, and mutual funds. They vary based on risk.

Section: #NoBSInvestingBasics
Course: #NoBSFinancialWellness
Equities come in a variety of forms, each with specific purposes. In this lesson , we’ll walk through the differences between cash and cash equivalents, #stocks, #bonds, and #mutualfunds.
✅ Cash and cash equivalents

Cash and cash equivalents (e.g. checks) are where you deposit money in a financial account such as with your bank and earn interest.

Cash and equivalents are low-risk investments.
Read 8 tweets
People often talk about what mutual fund they should invest in. But, very few discuss when and how to exit a Mutual Fund.

In investment, exit is as important as an entry. Let's see how you can exit a Mutual Fund. A thread 🧵
Before we discuss exit, ask yourself one question, why did I invest in this MF scheme?

In most cases, the Mutual Funds are goal-based such as child's education, wealth creation, preserve capital, etc.
Ideally, for a long term goal such as a child's education, you should start withdrawing from your MF 2-3 years before this goal.

You can set up a Systematic Transfer Plan from your goal MF to a safer liquid fund.

Refer to this thread to understand STP:
Read 8 tweets
A Thread on Mutual Funds Types: 👇

மியூச்சுவல் ஃபண்ட் வகைகளைப் பற்றிய பதிவு:
மியூச்சுவல் ஃபண்ட் என்பது ஒரு கூட்டு முதலீட்டுத் திட்டமாகும், இது பல முதலீட்டாளர்களிடமிருந்து பணம் சேகரித்து பங்கு, பத்திரங்கள், அரசு பத்திரங்கள் மற்றும் பண சந்தை போன்ற முதலீடுகளில் முதலீடு செய்யப்படுகின்றன.
மியூச்சுவல் ஃபண்ட் திட்டத்தில் சேகரிக்கப்பட்ட பணம், நிதி மேலாளர்களால் பங்குகள் மற்றும் பத்திரங்கள் போன்றவற்றில் திட்டத்தின் முதலீட்டு நோக்கத்திற்கு ஏற்ப முதலீடு செய்யப்படுகிறது.
Read 25 tweets

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