Discover and read the best of Twitter Threads about #finances

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🎯 Objectifs Mai 2023 🎯

✨ Pour avancer, il est (très) important de définir ses #objectifs. Chaque début de mois, nous prenons ainsi quelques minutes pour définir les objectifs à venir.

En ce jour de fête du travail, on te liste ceux du mois à venir 👇 Image
1️⃣ Épargner et #investir minimum 3 000€ de nos #revenus 🤝 Ça devrait probablement être plus avec notre prime d'intéressement qui devrait arriver courant du mois.

Ne pas oublier de se payer en 1er 👍 Image
2️⃣ Atteindre les 150 ventes sur nos outils budgétaires (et programme) ✌️🚀. Vous êtes de plus en plus nombreux mois après mois donc merci beaucoup. Ravi qu'il y ait de plus en plus de personnes qui reprennent leurs #finances en main !!

Pour plus d’info, rdv sur notre lien en bio
Read 5 tweets
@NATO Sc. pres #Niinistö has not had a #mandate to sign laws.
THREAD 13 Finland #ElectionsCrimes
FROM: #Finland's #PresidentialElections 2018.
TO: The #IPU. In 2015 #ParliamentaryElections their votes were #RESET in the #ElectionNight.
@NATO cc:@ janus_putkonen
An illegal #NATO #coup to the end, and such systematic #fraud is certainly not thoughtless. Any other #NATO member country can use the harsh truth to throw #Finland out of NATO or leave it to its own... Image
@NATO #Niinistö took #Finland to the #Euro zone with #treason (a crime that does not expire), and now we are going to #NATO even though the #Paris #PeaceTreaty is still #valid with #Russia and #prevents Finland from becoming a NATO member.
Read 30 tweets
[1/🧵] A short synopsis of Joachim Nagel's most recent speech on the future of #economic and #monetary union, presented and released by @OMFIF (@OMFIFDMI). 👇

[2/7] Joachim Nagel, a member of the @bundesbank's Executive Board, discusses:
🔸 #Inflation
🔸 #Monetary policy
🔸 #Fiscal development, ...

... among other topics.
[3/7] According to Nagel, the ongoing #energy #crisis in #Ukraine has resulted in:
🔸 Greater #inflation
🔸 Higher #energy prices ...

... influencing:
🔸 #Industrial costs
🔸 #Financial insecurity.
Read 8 tweets
@IntlCrimCourt Broke?! Hobbyist level #Zaporizhzhia #FalseFlag. The cameraman was waiting for explosions that came from #inside the apartments to the #outside. He dared to go and take close-up pictures because he knew that no more #explosives had been #planted.
@IntlCrimCourt @KarimAAKhanKC This is just the appetizer from 'Thread 62'⬇️ mentioned:
#Ukrainian #fascists hold a party at #Kyiv's "BarHot" organized by #cartoonist Anton #Chadsky, eat a cake depicting a #Russian #baby
@IntlCrimCourt @KarimKhanQC
FROM: @amanpour “What is #Russia afraid of? #Democracy expanding,” says #Estonia’s Prime Minister @kajakallas | Mar 14
TO: #NATO #Stoltenberg On Air, Let's Count The [A]s | Mar 14, 2023.
Read 50 tweets
@ZelenskyyUa #Zelensky's adviser, #Arestovich, is also telling the TRUTH.
- The whole idea of #Ukraine and the #West too is to #lie as much as possible to oneself and others and the whole structure #collapses if they start telling the #truth.
@ZelenskyyUa #Arestovich (#Zelensky's former advisor) condemns Zelensky for #war against #ethnic #Russians & #Christianity | 17.1.2023
- The popular advisor of Zelensky #resigned shortly this interview.
@ZelenskyyUa cc:@ ivan_8848
War Is Inevitable?
The #war in #Ukraine started on Feb 16.
Russia #responded 8 d later by preempting the Ukrainian ground assault on #Donbas.
People are dying in a #US #proxy war that was deliberately #provoked by the US-centralized empire
Read 24 tweets
@amanpour @kajakallas Canned meat distributed by the #Ukrainian #Nazi A. #Gramanchuk with fascist symbols such as the shield of the Ucronazi collabrs and the colors of the OUN-UPA, on the label it says: "#meat of Russian-speaking #babies"
Alluding to dead children in #Donbas
@amanpour @kajakallas Thread 19
FROM: #Marin in #Nazi -funeral #Ukraine | Mar 7, 2023
TO: #Kotsyubaylo eliminated | Mar 7, 2023
- when the #Americans visited the positions in #Avdiivka, he said that he was feeding the tamed #wolf "the #bones of #Russian-speaking #children.
Read 70 tweets
Just a month into the new year and we already see some new myths floating around Financial Planning.

In this thread, we aim to debunk some of these myths & take a look at how financial planning can help you, the reader! (1/n)

#financialplanning #FinancialFreedom #MythVsFacts
Myth #1 Financial Planning is Only for Rich People

At their core, a good Financial Planner helps YOU achieve YOUR GOALS. Everyone has goals, not just rich people.

A good financial plan will help map your goals & help make your 'plan' a reality. (2/n)

Myth #2 I am too old/ too young for a Financial Plan

Age is no bar. You are never too young or too old to have a proper financial plan in place. Planning can help people build wealth over a period. (3/n)

#FinancialFreedom #financialplanner #retirementplanning
Read 8 tweets
Les gens sont nuls pour choisir une action en #bourse

Voici une méthode infaillible pour trouver des entreprises sous-cotées :

🧵 Le thread 👇
Si vous suivez un peu le monde de l' #investissement vous savez que Warren #Buffet est l'un des hommes d'affaires les plus respectés du milieu.

Sa méthode est simple : Achetez des entreprises sous-évalués à fort potentiel.

Sauf que pour les trouver, c'est plus compliqué...
En gros, vous voulez :

✅ Un potentiel de croissance favorable à long terme
✅ Un #business où on comprend d'où viennent les profits
✅ Une direction compétente
✅ Un prix attractif dès l'achat

Reste plus qu'à retranscrire ça sous forme de données vérifiables...
Read 16 tweets
Adani Enterprise is planning for an FPO of Rs 20,000 Cr🤯🤯

But, what exactly FPO is?

How is it different from IPO & OFS?🧐

A detailed thread🧵⤵️

#finances #AdaniEnterprises #Adani
First, let’s understand What is IPO?

The initial public offering is a method by which a privately controlled company becomes a publicly-traded company by giving its shares to the general public for the first time to raise fresh capital.
Through commercialism, the company gets its name listed on the stock exchange market. It means interested investors can purchase the company’s shares through the stock exchange market & will become shareholders of the company.
Read 8 tweets
What is the Current Ratio & why it is important?🧐

A detailed thread 🧵⤵️

#finances #Investment
What is Current Ratio?

It is a liquidity ratio through which we can identify company’s ability to pay its short-term obligation or those that are due in 1 year.

This ratio is also called Working Capital Ratio which shows relatnshp betwn Current Asset & Current Liabilities.
The formula is:
Current Ratio = Current Asset - Current Liabilities

Here, CA includes cash & those assets which can be easily converted into cash in a short period of time. For Eg, debtor, B/R stock, prepaid exp, etc.
Read 9 tweets
9 hacks to make your Personal finance easy🤑

A Thread 🧵⤵️

#StockMarkets #Investment #finances
▣ Maintaining enough emergency fund

Risk can be minimized but cannot be eliminated. Hence, an emergency fund has become a necessity to reduce undesirable financial situations.

Therefore, it is advised to have at least 5-6 months' expenses as your emergency fund.
▣ Life Insurance

Having term insurance is just lyk planting a tree that gives shade to your family. There is only death benefit but no maturity benefit in this.

As soon as u start ur first job u should have term insurance & the cover should be 20 times ur yearly expenses
Read 11 tweets
There's more to money than meets the eye. It's a concept that's often misunderstood.

And in this thread, I'll be sharing the concepts to begin seeing money in a new light.

#Finances #inflation #invest #Growth
Before we get started make sure you understand what we're doing. Here's the previous thread:

How Does Money Work?
Let's start with the very basics.

Money is a tool that we use to exchange goods and services.

It's a way to keep score, if you will.
Read 17 tweets

⚠️ L'Hexagone se rapproche des 3000 milliards de dette
⚠️ Les dépenses sociales explosent
⚠️ L'inflation s'aggrave

Les finances publiques sont-elles au bord du gouffre ? 👇 Image
En France, le niveau d'endettement, qui était d'environ 98 % du PIB avant la pandémie, se situait à près de 113 % fin 2021. L'augmentation est principalement due à la dette de l'État et «des administrations de sécurité sociale», précisent les statisticiens nationaux. Image
Si l'exécutif comptait sur des réformes ambitieuses - dont celle des retraites -, sur le «plein-emploi» et sur la croissance pour remettre les comptes d'équerre, la guerre en #Ukraine, l' #inflation et, plus récemment, les élections législatives ont complexifié cette équation.
Read 12 tweets
I finally read "Just Keep Buying" by Nick Maggiulli @dollarsanddata, which changed my outlook on investing and finances.

Here are some powerful takeaways for myself from the book.

#investing #finances #retirementplanning
1) Key to saving more is to increase your income.

Your expenditure does not ⬆️ in line with your ⬆️in income.

The amount you can consume is limited while the income you can create is unlimited.

The gap between them is your increased savings
2) How do you know if you are good at picking stocks

Most of Fintwit including me think that we are good at picking stocks.

But Nick has shown that even the best fund managers have periods of non-performance.

It is hubris to think that we can outperform the market.
Read 8 tweets
Few Credit Rating Agencies in India. 📉📈


But what do Credit Rating Agencies do?

Let's Find Out. ⤵

#finances #stocks
Credit rating agencies assess the financial strength of the companies helping investors identify their abilities to pay debts.
▶Find out more about the business model of these companies on…
Read 3 tweets
Have you ever found yourself missing credit card debts, or losing money on subscriptions you made a year ago?

Reason: Your finances are not organized 💸

Let's fix it 🧵 👇
⚠️ Caution: Not trying to give you any financial advice.

Showing you how my Smart Finance Tracker @NotionHQ template solves the most common financial mistakes most people do.

Know more about the template 👇
You need to get mindful of your finances. The most common mistakes people do are:-

- Going Without a Plan (Budget)

- Not clearing your debts first

- Never trying to invest

- Not tracking your subscriptions

- Not Reflecting on your transactions
Read 10 tweets
Educational thread: 6 saving tips that will cut down your expenses! Read and share:
1. Introspect: Without a doubt, the first step to plan more savings is self-reflect. Ask yourself, how much are you spending on unnecessary things? How impulsive are you when it comes to shopping? You will get a lot of answers!
2. Chart a budget plan: Try to jot down your daily spending in a diary or spreadsheet. Writing provides much needed clarity on every subject!
Read 9 tweets
The untimely death of actor @sidharth_shukla reminds us again about the fragility of life.

Losing someone is tragic, but lack of knowledge of what to do with the deceased’s #finances can be an added stress.

Here's what you need to do when you lose your loved ones-
First things First:

Death certificate is a must have. Check if the deceased left behind a will or not. A death certificate helps in closing bank accounts, claiming insurance, selling property of the deceased, or any work related to #banks or financial institutions.
Check if the person had the following and clear its dues:

Credit Card
Loans: Personal, Home, or Car
Debts to 3rd parties
Read 7 tweets
💰Life is much easier when you have good #Financial skills. The right allocation of your hard-earned #money is as important as earning it.

🧵In this #Thread, I have shared 5 #simple ways to
manage your money better.
📅Take out a money #Date each week

Fix a day each week, no matter how busy you are, it is absolutely necessary to take out an hour to check on your #finances. Just #investing is not enough. Keeping #Track is important. You need to make a list and note your spendings & #savings.
📚Personal Learning

To raise your financial #awareness, to identify popular avenues to #invest, to be aware of the #Risks associated and to explore new #Asset classes you must expand your #knowledge. Each week dedicate 20-30 minutes to increase your financial consciousness.
Read 7 tweets
Thread: Tamil Nadu Finance Minister @ptrmadurai presents DMK govt's first paperless budget (revised) for 2021-22 in the legislative assembly.

#TamilNadu #Economy #Budget #Finances
Budget highlights:

All 4,57,645 petitions received under "Ungal Thokuthiyil Muthalamaichar" programme have
been acted upon. After due field verification, 2,29,216
grievances positively redressed.

Use of Tamil as the official language will be strengthened in
all depts.
Rs 5 crore will be allocated to carry out
archaeological excavations, which is the highest among all States in the country.

Govt will revamp the implementation of Old Age
Pensions scheme.

Measures will be taken to fill up remaining 14,317 vacancies in the police force.
Read 15 tweets
Just did an assessment of our #health #finances. After a ten-year personal experiment with a health savings account (#HSA) and our employer's high risk insurance option: GOOD CHOICE. I'm definitely not an expert, but if you're curious, here's our experience (a thread):
Our life situation made us right for an HSA. I was single for half the first 5 years, married for the 2nd, when married, both of us on HSA. No children, overall pretty healthy. Here's an article about who an HSA is good for:…
I deducted the maximum savings every year from my employer (which I believe was about $6,000). This went into our HSA. For medical expenses, if we had the extra cash, we used it rather than our HSA (as the HSA grows exponentially tax-free, which is a freaking good deal).
Read 9 tweets
Daily Bookmarks to GAVNet 12/18/2020…
Satellite tracking supports whale survival…

#satellites #whales #survival
Playing Go with Darwin - Issue 94: Evolving - Nautilus…

#darwin #EvolutionaryPurpose #strategy #chess #go
Read 8 tweets

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