Discover and read the best of Twitter Threads about #payment

Most recents (20)

The second oldest cryptocurrency, Litecoin was created with the goal to improve the accessibility and transaction speed of Bitcoin. Indeed, this cryptocurrency is arguably the fastest, taking on average less than 3 minutes to process the #payment, which is four times… Coupled with marginal fees charged by the wallet provider, which are typically under $1 (gaming websites themselves do not charge any fees for processing #LTC deposits), this lightning speed makes Litecoin an ideal solution for smaller routine… transactions, which is what Even though this digital currency is supported by a great many wallets and exchanges, the safest and easiest options are Coinbase and Exodus.
Read 8 tweets
Global Real-time transactions💰

🇮🇳 India 48605 million
🇨🇳 China 18549 million
🇹🇭 Thailand 9734 million
🇧🇷 Brazil 8691 million
🇰🇷 S.Korea 7351 million

India accounted for the largest number of worldwide real-time transactions in 2021 😍
It is almost 3 times that of China & 6.5 times greater than the US, Canada, UK, France, and Germany combined.

#stocks #payment
➡️What is Real-time Payment?

It refers to instantaneous digital payments that facilitate the transfer of funds within a few seconds, as opposed to older payment systems such as credit notes or cash that required days to be credited across accounts.
Read 4 tweets
I spend a lot of time thinking and writing about, and advocating for #PatientPartner #compensation or #payment as part of research or other teams. I'm going to share some resources and thoughts as I've been asked lately about this 🧵.../1
For me it's best practice to offer #PatientPartners compensation (I'm going to use that term to mean the same thing as payment), and:
👉not everyone wants it - cool
👉some people will ask for flexibility in payment
👉if you don't have a budget for this, be transparent
If you're offended or defensive about my last tweet 👆re: 'best practice to offer #PatientPartners #compensation' - I'm ok with that, but you're not going to change my mind. In my experience, you represent a specific demographic that has the privilege to feel that way. ..../3
Read 9 tweets
1/12 A thread on #ANT and how to read #China #PBOC Governor speech on Fintech(#ANT) yesterday. The headline says only FinTech, but Wink Wink, ANT is all over. Get strapped because I will sprinkle some wide guesses and rumors in the end.…
2/12 My quick take on Fintech (Ant) SINS: 1. Monopoly power 2. Winner takes all 3. Payment system seeping into finance, insurance, small loan and asset mgt. 4. FIN must be separated from Tech, Payment from FIN. 5. Data Security 6. Global Coop on Fintech regulation
3/12 Points 3, 4, 5 has been addressed! I'v written on ANT credit scoring JV+ SASAC take stakes in the three private credit scoring companies. And Alipay has been ordered to be separated from financial services, because FinTech is more Finny than Techy!
Read 14 tweets
We want to move @SafaricomPLC from being just a #telco with a #payment #platform #MoMo #mobilemoney #Mpesa to a #technology #company. Going into areas that are more #solutions oriented ... a #lifestyle brand for #individuals, and an empowering #brand for #SMEs@PeterNdegwa_
The #agile way of working is not new since it has been implemented by global #media and #online companies such as @netflix #netflix and @amazon #amazon
“What we are doing now is to #scale. Not everyone will go fully #agile, since departments like #Finance will still operate largely in its traditional way. But those that will be affected will be in the #frontend side of the company such as the #marketing and #technology teams.
Read 7 tweets
Why #Nigeria is #Africa’s biggest #Crypto market
#Cryptos are fast becoming more popular for #payment transactions around the world and #Nigeria has emerged #Africa’s biggest market
#Nigerians are fast adopting the world’s most popular crypto – #Bitcoin
Read 6 tweets
Lots of people are sleeping on one the biggest things @quant_network is currently involved in-ODAP (Open Digital Asset Protocol).

So what is exactly #ODAP and why this makes $QNT one of the most significant and, regarding #crypto mcap, undervalued projects?

Time for a THREAD⬇️
1/ODAP is the protocol for communication between gateways, primarily with an enterprise focus.
So banks, central banks etc. would run a gateway in Overledger Network and ODAP would be the protocol for gateways to communicate with each other in a secure and trustless manner. $QNT
2/ #ODAP Interfaces are the open source connectors that will connect a gateway to #blockchains and any existing network / API. That is based on the standards from work done at ISO TC 307 which 57 countries are working towards.
$QNT CEO Gilbert Verdian is the founder of TC307.
Read 13 tweets
WEF's Klaus Schwab: "In all likelihood, unless the #pandemic evolves in an unforeseen way, the consequences of COVID-19 in terms of health & mortality will be mild..."

New week-end thread w/ @spencerlatu

#Covid19 as catalyst for #WEF #greatreset
Written by Klaus Schwab & Thierry Malleret, Geneva, July 2020.

"Until 2011, Mr. Malleret was a senior partner at the Geneva-based IJ (Informed Judgment) Partners, an investment boutique for ultra-high-net-worth individuals."

#WEF #GlobalRiskNetwork…
"Malleret is the co-founder & principal author of the Monthly Barometer, an analytical and predictive newsletter on macro issues for high-level decisionmakers." - "Relevant to all; read by the influential"
Read 29 tweets
#SobatHalalMUI, Tahapan pembayaran akad merupakan awal untuk masuk ke tahap berikutnya, yakni mengatur jadwal audit. Cek informasi selengkapnya pada artikel yang ada di bio atau link…
#lppommui #cerolss23000 #contractpayment
Dengan menggunakan Cerol-SS23000, perusahaan dapat melakukan berbagai proses sertifikasi halal. Mulai dari registrasi, mengunggah dokumen, monitoring proses sertifikasi halal, hingga mengunduh sertifikat halal.
#halalmui #halalindonesia #sjhlppommui #halalassurancesystem
Jika ada ada kesulitan terkait Cerol-SS23000? silahkan menghubungi layanan Customer LPPOM MUI :, Call Center : 14056 dan layanan WA 08111148696.
#online #caramudah #sertifikasihalal #registrasi #payment #upload #dokumen #preaudit #monitoring
Read 3 tweets

Tonight I'm going to share highlights from the 2010 "Scenarios for the Future of Technology & Int'l Development" report produced by The Rockefeller Foundation & Global Business Network. Not just the "Lock Step" scenario, but all 4 scenarios. [54 page report]
Following Event 201 (Oct 18 2019), we must concede that the ruling class has been gifted with phenomenal and prophetic intuitions & insights. (They truly are the chosen ones.) Thus it is worthwhile, even mandatory, to study their scenario exercises & simulations.
"We believe that scenario planning has great potential for use in philanthropy to identify unique interventions... scenario planning allows us to achieve impact more effectively." [p 4]
Read 73 tweets

Bad news

#Switzerland #Bern #UNRWA

#Switzerland is paying again to the (#UNRWA United Nations #Palestinian Relief Fund.
Because the @UN #Palestinian aid agency was criticized for #mismanagement,and #Antisemitism #Switzerland stopped paying in #July. Now it has lifted the payment freeze, but #Switzerland has resumed #payments to #UNRWA at around CHF 25 million (€ 23 million).
the Directorate for Development and Cooperation (#Deza) decided on December 12 to end the payment freeze. In view of the measures initiated and the confirmation by the Secretary General of the United Nations that no #donor #money has been misappropriated,
Read 10 tweets
TheTotalConnector#38: Adam Back (PhD) @adam3us -
The Bitcoin Rabbit Hole & The Lightning Conference 2019 in #Berlin.
@LNconf #TLC2019
During the Lightning Conference 2019 in Berlin, I had the pleasure to sit down with Adam Back (cyberpunk, cryptographer, PhD in computer science, CEO/Co-Founder of Blockstream etc.) for an interview.
Adam´s works (#Hashcash used in #Bitcoin #Mining) is cited in the White Paper of #SatoshiNakomoto.
Our fascinating talk deep down the Bitcoin Rabbit Hole covers a spectrum of questions and topics:
Read 12 tweets
THREAD: A recent speech by Zhou Xiaochuan, former #PBoC governor, in which he addressed what #China should do in terms of issues like foreign exchange management and dealing with various new challenges with the emergence of #Libra:…
Compared with previous crypto currencies which have tended to be turned into speculation tools, #Libra has two major progresses-one is it changes the mode of currency issuing; second is it targets cross-border business. 2/6
Libra will greatly impact traditional cross-border business and #payment system. In the future, a stronger currency may come up and be connected with the existing main sovereign currencies, and even become a dominating currency in circulation globally. 3/6
Read 6 tweets
1/6 Recently, cryptocurrency has been the focus of intense debate. Zhong Wei, CF40 member and director of the BNU RCIF, analyzed #digital currency from a historical perspective in his keynote speech on Yichun Forum.… Image
2/6 Zhong said, while the evolution of the #monetary system can be divided into credit and #carrier evolution, the development of #digital #currency is a revolution of carriers rather than #credit. Credit of the private sector shouldn't be in opposition against national credit.
3/6 The establishment of legal #monetary system is based on the dominant national credit, which is superior than the #credit of private sector. The rule prevails in most cases, which is a result of natural selection under the market development.
Read 6 tweets
(1/6) If #Libra is legally accepted and operated, what countermeasures China should take? What will be the main implications for foreign exchange management? Please read an original article produced by CF40.…
(2/6) China's foreign exchange management has different priorities at each stage. In the first stage, the shortage of foreign exchange constrains economic development. In the second stage, foreign exchange facilitation lies in the focus of foreign exchange management.
(3/6) In the third stage, #Renminbi is included in SDR basket, marking a significant increase in the free use of the RMB, and there will be a significant increase in the degree of integration between local and foreign currencies in the future. #RMBinternationalization
Read 6 tweets
#Livestream #bankenlive zu #Libra läuft. Bankenverbands-Chef Christian Ossig. begrüsst unsere Gäste @Techquartier. @osanten hat Moderationsposition schon eingenommen.
Wer unser Diskussionspapier zu #Libra nachlesen will, findet es hier:…
Stellen Sie Fragen, Moderator @osanten erinnert daran, auch gerne hier an uns via @bankenverband unter #bankenlive.
Read 22 tweets
As new #payment methods continue to emerge, our “2019 Diary of Consumer Payment Choice” highlights both the important role #cash plays in our economy while also illustrating the significant role of competing payment methods and #technologies:
#Debit cards were used the most, accounting for 28% of payments. #Credit cards accounted for 23% (up 2% from 2017).
Consumers used cash in 26% of transactions (down 4% from 2017). However, #cash was used heavily for small-value payments, representing close to half of payments under $10.
Read 6 tweets
While the #payment feature could let #Libra work like a currency, it also
could have a significant effect on monetary policy, financial stability and
even the international monetary system, said Wang Xin.
What’s behind a currency are interests, power, international politics
and foreign policy. Once a #payment tool works as a currency, it would inevitably have impact on legal tender, and hence affect a country’s monetary and financial adjustments.
In contrast, #digital currency launched by the central bank (CBDC) can
help improve the effectiveness of monetary policy. CBDC could become a kind of interest-bearing asset, and the interest rate of CBDC could become a new monetary policy instrument.
Read 4 tweets
The #market is paying too much attention to digital assets such as #bitcoins. #E-money based on 3rd-party #payment system is overlooked, despite its implications on #credit creation models, the choice between separate and mixed operation models, and #financial #regulations.
Compared with #e-currencies and other #payment tools, #digitalcurrencies issued by the central bank aren't particularly advantaged. If the central bank pays interest on its digital currencies, they become liquid assets like deposits, with important fiscal& financial implications.
Beyond the technical level, #market participants should also pay close attention to the public policy implications of #digital #currencies, which are key to judging future developments.

By Peng Wensheng, Global Chief Economist of Everbright Securities:… Image
Read 3 tweets
(1/10) The #payment #networks really are incredible businesses. Consider this: @Visa is used at nearly 55M merchant locations, has issued 3B+ cards and processes $11T worth of payments each year. It's current market cap is $355B.
(2/10) In fact, if we look at the stock performance of the 3 biggest payment networks in the US (@Mastercard, @Visa & @PayPal ) over the last 3 years vs FAANG or the S&P 500, they are absolutely crushing it:

+ MVP: +154%
+ FAANG: +127%
+ S&P 500: +38%
(3/10) Why? Payment networks are classic network-effect businesses. Like most network-effect driven businesses, all 3 sides: merchants, banks and consumers, benefit as the network scales.
Read 10 tweets

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